Excavator Insurance Experts for Australian Businesses

Excavators are a vital part of many business operations and that means they are frequently used in circumstances that can expose them to considerable risk of damage. Excavators are a very expensive investment and any damage that might result from unexpected operational accidents can cause a significant financial loss to your business.

Click here for an Online Quote Request

1300 983 940

PAY MONTHLY OR WEEKLY

We have monthly or weekly payment options available on all excavator insurance policies.

EXPERT SERVICE

Be confident your dealing with an expert in all machinery and equipment insurances.

SUITE OF COVERS

We have numerous covers available to protect excavator owners and including comprehensive insurance with standard theft or public liability insurance.

TRUSTED ADVISOR

Insuregroup has a track record of assisting heavy equipment operators with insurance solutions.

Google Reviews

					Stirling is fantastic, prompt professional and efficient. We couldn't be happier				
Ebony Grima
December 27, 2023 

					We have had Insurnace with Insuregroup for 2 years now and Stirling always goes above and beyond to help you and tries to get you the best deal possible.				
Niki Grant
November 10, 2023 

					Sterling provided great communication and service.Thank you				
David Lawrence
November 10, 2023 

					Very quick and easy. Great help settling up policy. Would definitely recommend to anyone looking to get insurance				
Salvatore Costa
November 10, 2023 

Some of the Insurance companies with work with

Online Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click her e

1INSUREGROUP Operators Package

2Personal details and history questions

3Selected Covers

4Additional comments or documentation
Any other documentation or additional comments you would like to attach to the file?

Please select from the covers*
- Comprehensive Machinery or Vehicle Insurance
  Cover for one or more machines or vehicles.
- Carriers Transit / Marine Cargo Insurance
  Cover for third party items carried on the back of a truck or trailer.
- Public/Products Liability Insurance
  Third party injury or property damage arising out of your business activities, excluding whilst driving.
- Mobile Tools Insurance
  Cover for hand tools and portable electronic equipment, protecting them from theft or damage.
- OTHER - Please describe the other insurance products you require:*
Please describe the other insurance products you require:*

Name*
First Last
ABN*
Address*
Street Address Suburb
POSTCODE*
Please enter a number from 0 to 9999.
Email*
Phone*
Please select the closest occupation to your business*
What do you transport?*
What sort of tradesman are you?*
Do you perform any unrelated activites to the above occupation?*
Please thoroughly describe your business*
You have selected 'none of the above' please describe your business:*
Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?*
Please provide details:*
Have you or any partners or directors ever been declared bankrupt in the last 10 years?*
Please provide details:*
Have you or any partners/directors had any policies cancelled/declined or special terms imposed?*
Please provide details:*
How many employees in your business? Including working directors*

Comprehensive machinery or vehicle insurance Q's
Did you just purchase these items or are they insured elsewhere?*
How many years have you insured this item continuously?*
Do you hold active insurance on any other similar items currently?*
- Yes
- No
Who is your current insurer?*
When does it expire? approximate is OK*
How many items would you like to quote?*
It appears you have a lot of items to quote and we would like to help gather the item information. Please complete the form and someone from our friendly team will be in touch
Item 01
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a Crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1940 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?*
Item 02
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?*
Item 03
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?*
Item 04
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?
Item 05
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?
Additional questions
Will any of the items be dry hired (without operator) out to a third party?*
What is the percentage of dry hire?*
Is it your intention to obtain a hire agreement?*
Please upload a copy if available
Drop files here or

Max. file size: 20 MB, Max. files: 5.
Are there any regular drivers or operators under 25 years old?*
What is the age of the youngest driver?*
Please enter a number less than or equal to 25.
Have any person who will drive any of your plant/vehicles been convicted of any traffic offences in the last 3 years (excluding parking)?*
In the past 5 years, have you or any of your drivers or subcontractors had any insurance declined, cancelled, refused, or special conditions/terms imposed or claims refused?*
Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?*
Please describe the incidents: (plus symbol for extra rows)*
Date Incident description Value
In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?*
Please outline the suspension/s including year, length and reason.*
Do you or any of your drivers have a physical or mental ailment/condition that detracts from your/their driving ability?*
Please describe the ailment/conditions
Public/Products Liability Insurance Qs
Please select limit of Public Products Liability Insurance:*
Estimated annual turnover for the next 12 months? approximate is OK*
Do you engage subcontract drivers or operators? (under their own ABN)*
What would you pay subcontractors as a percentage of your turnover*
Do you engage third party labour hire? (under their own ABN)*
Have you had any claims or incidents in the past 5 years for general liability insurance or may give rise to a public liability insurance claim?*
Please describe the incidents: (plus symbol for extra rows)*
Date Incident description Value
Carriers Transit Insurance / HOOK Insurance (Tow Trucks)
Please thoroughly describe the goods you will be carrying:*
Please select Maximum Value of a Load*
Do you perform accident relating towing?*
Do any of your vehicles have a wheel lift (two wheels on the truck and two on the road) for additional vehicles?*
What is the maximum value of the vehicles on the wheel lift?*
Have you had any claims or incidents in the past 5 years for carriers transit insurance or may give rise to a carriers transit insurance claim?*
Please describe the incidents: (plus symbol for extra rows)*
Date Incident description Value

Comprehensive excavator insurance in Australia

At Insuregroup, our primary aim is to provide you with the most competitive excavation insurance.

Whether you operate large excavators on massive worksites or mini excavators in the civil construction industry, Insuregroup are here to help you with all your excavator insurance needs in Australia.

Once of our foremost priorities is service; we are dedicated to operating efficiently, effectively and professionally so that you are not left with any stress or confusion. We have access to hundreds of insurance markets, both in Australia and worldwide, and we are committed to quoting the market to find the most competitive insurance solution for your excavator. We have a great deal of experience in our industry and we are familiar with the needs of excavator owners Australia wide.

Insurance for excavators? We’ve got you covered.

Insurance for mini excavators? We’ve got you covered.

1. Complete an online form through our website

We offer an online form comprising of a series of detailed questions, which is the first step to obtaining the most cost effective and cover competitive excavator insurance on the market in Australia. These questions are aimed at getting to the heart of you excavator insurance needs and we use the information that we collect to assess the different options that might be available to you. This is a part of our tailored, subjective approach to insurance and it is this aspect of our service that allows us to provide the most cost effective and appropriate insurance cover for your excavator or mini excavator.

2. We will negotiate with insurers to generate a competitive quote

Using the information you provided us in the online form, we will scour our insurance markets to find the most suitable insurance solutions for your excavator. We will then approach the insurers and negotiate the terms of the policy, so as to get your excavator the most competitive cover, for the most affordable price.

3. Our experts will correspond with you and discuss your options

When we have collated the quotes from various insurers, we will assess them and decide upon the ones that offer your excavator competitive coverage for the lowest price. This information will then be collated by one of our experts in insurance so that we can present you with your prospective insurance solutions. We are of the firm belief that technical language and industry-specific jargon has no place in our correspondence with customers; it often does little more than complicate matters and create confusion. For this reason, we will make sure that your options are presented to you via email in a clear, concise and forthright format.

4. You can review the quote and accept it, should it appeal to you

Once you have received the quote – which should arrive via email as soon as possible after you lodge your application – you can review your options. We understand that committing to a new insurance policy for your excavator might require some additional consideration, however, and we strive to make ourselves available during this stage as well. Our experts can be contacted, should you have any queries, and are only too happy to provide you with any extra information you may need. Our role during this stage is to provide you with all the details you need, to allow you to make an informed decision that is in your interests.

Want to find out more about our excavator insurance options?

Contact us to discuss your excavator insurance needs. Call 1300 983 940 or email hello@insuregroup.com.au to talk to an insurance expert today.

You can click contact us to get in touch with Insuregroup

Excavator Insurance FAQs

How quickly can I obtain a quote?

The time taken to provide you with a quote will depend on your circumstances, however as a general rule, customers who adhere to the guidelines will receive a quote within 24 hours and will be able to bind the quote instantly.

Can I pay monthly?

Our insurance contracts cover a 12-month period, however we do offer monthly instalments to suit your convenience or budget.

Does Insuregroup assist with claims?

Here at Insuregroup, we strive to provide a comprehensive service and this includes assistance with your claim management – from lodgement to settlement – as well as negotiation on your behalf.

Will Insuregroup negotiate with insurers on my behalf?

To ensure you are getting the most competitive prices, we will negotiate with insurers at both the new business stage and the renewal stage – we have access to over 100 insurance markets nationally and internationally and this gives us considerable leverage.

Does Insuregroup scrutinise the market?

With access to over 100 national and international insurance markets through our online database, we are well positioned to shop around for competitive quotes and even negotiate with insurers at both the new business stage and renewal, to bring you suitable and cost effective excavator insurance solution.

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