Crane Operators
Insurance

Running crane operations involves a number of responsibilities, from maintaining equipment and managing site safety to meeting regulatory and contractual obligations. Whether you’re operating in a commercial or residential setting, having appropriate crane insurance in place can help manage risk and support business continuity.

What is Crane Operators Insurance?

Crane operators insurance is a type of commercial cover that relates to the risks involved in operating cranes and associated lifting equipment. It is commonly considered by businesses working in construction, infrastructure or heavy industry, where crane use may involve specific site hazards, equipment incidents or third-party liability exposures.

Depending on the insurer and level of cover selected, a policy may include features such as public liability, damage to plant and equipment or transit-related risks. At Insuregroup, we aim to assist businesses by helping them explore available insurance options and find cover appropriate to their operations.

Do you Need Crane Operators Insurance?

Crane operators insurance may be relevant if you own or operate cranes regularly as part of your everyday business operations. This can include contractors, subcontractors or companies using mobile, tower or vehicle-mounted cranes on various job sites across Australia.

Standard commercial vehicle or plant insurance may not extend to the specific risks associated with crane operations, such as site-related incidents, lifting activities or mechanical failure. Exploring insurance options aligned with your equipment and scope of work may assist in managing these risks and ensure that potential coverage needs have been properly considered.

Why Insuregroup?

MONTHLY INSTALMENTS

Monthly instalments may be available for crane operators insurance, offering a practical way to manage cash flow while keeping your cover in place.

EXPERT ADVICE

With over a decade of experience in commercial insurance, we support crane operators across Australia by helping them navigate insurance options suited to their work.

QUICK QUOTES

Working to a tight schedule? We assist with obtaining prompt quotes to help you explore crane operators insurance with minimal delays.

RANGE OF OPTIONS

Through our network of trusted insurers, we help you explore a wide range of crane insurance options that align with your equipment, job sites and day-to-day operations.

Types of Crane Operators That Can Be Insured

At Insuregroup, we assist businesses in reviewing insurance options for a variety of crane types used across construction, infrastructure and industrial projects.

Common crane types that may be considered for insurance include:

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Mobile cranes

Commonly used on construction and infrastructure sites.

Tower cranes

Typically installed on larger commercial or high-rise projects.

Vehicle-loading cranes

Used for loading and unloading goods from trucks.

Crawler cranes

Suited for heavy-duty lifting on soft or uneven ground.

Overhead cranes

Used in warehouses and industrial settings.

Crane fleets

Operated by companies managing multiple machines across various locations.

Whether you’re operating a single crane or managing a fleet, Insuregroup can assist to identify and compare a range of insurance options that suit your site conditions and machinery use.

As a member of the Steadfast Insurance Group, we have access to a broad network of insurers across Australia. This allows us to support businesses in exploring insurance solutions that reflect their industry activities and associated risks.

What does Crane Operators Insurance cover?

Crane operators insurance is generally arranged to help manage risks associated with using cranes, whether mobile, tower or vehicle-mounted. However, the specific cover offered with a policy will vary depending on the insurer, how the crane is used and the level of cover selected.

Policies may include:

Accidental damage to crane equipment

Fire, theft or vandalism

Public liability for third-party injury or property damage

Transit or on-site cover for machinery

Breakdown or recovery following an insured event

Optional extras such as windscreen repair or hire equipment cover

Coverage terms, exclusions and optional features will also differ across providers. Specialising in machinery and equipment insurance, we can assist with reviewing available insurance options and whether suitable coverage is provided for your needs.

What does Crane Operators Insurance not cover?

While crane operators insurance may assist with managing certain operational risks, it’s important to be aware of what is not generally covered. Exclusions vary between insurers and understanding these details can help to reduce unexpected outcomes.

Common exclusions may include:

Damage resulting from wear and tear or gradual deterioration

Mechanical or electrical failure not linked to an insured event

Incidents involving unlicensed or unauthorised use

Use outside the declared business activities

Claims arising from unlawful acts

Undisclosed alterations or modifications to equipment

It’s recommended to review the Product Disclosure Statement (PDS) to understand the terms, exclusions and limitations of any policy. Insuregroup can assist with exploring your options and deciphering PDS details as part of the comparison process.

Online Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here

Step 1 of 2

Name(Required)

First Last

Phone(Required)

Email(Required)

Do you have an active ABN?(Required)

Please advise your ABN(Required)

Please select your occupation(Required)

What do you transport?(Required)

What do you construct?(Required)

Do you transport dangerous goods?(Required)

Do you transport refrigerated?(Required)

What sort of tradesman are you?(Required)

What do you manufacture?(Required)

What sort of drilling do you do?(Required)

Please describe your occupation(Required)

How many employees in your business? (Including working directors/owners)(Required)

How many items are you looking to insure?(Required)

Please describe the TRUCKS / TRAILERS / MACHINERY / VEHICLES you are looking to get insured. Please include as much detail as possible including YEAR MAKE MODEL REGO (if available) AND VALUE EXCLUDING GST. Please also include the item TYPE such as prime mover, crane, excavator, tipper truck, skip truck. Thankyou.(Required)

Did you include the ex gst value of the items in the description above?(Required)

Where are these items mostly garaged/stored?(Required)

Street Address Suburb Postcode

Are you currently insured for any of the above items?(Required)

Are you with an insurer directly or with an insurance broker?(Required)

Do you know who your insurer is?(Required)

Do you know who your insurer is? (not the broker)(Required)

Please advise who your insurer is(Required)

Please advise the insurance status of the above items(Required)

Do you have insurance on any other similar items currently?(Required)

Have you held insurance on any other similar items in the last 3 months?(Required)

Do you intend to dry hire (without operator) any of these items in the next 12 months?(Required)

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire?(Required)

Do you need a quote for public liability insurance?(Required)

Do you need a quote for carriers / load insurance?(Required)

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?(Required)

Have you or any partners or directors ever been declared bankrupt in the last 10 years?(Required)

Have you or any partners/directors had any policies cancelled/declined or special terms imposed?(Required)

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?(Required)

In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?(Required)

How urgent is the insurance?(Required)

How did you hear about Insuregroup?(Required)

If you have the purchase invoice for the items or any documents relevant you can upload them here

Max. file size: 128 MB.

Would you like to make any further comments before submitting the request? We will send you an email as soon as possible.(Required)

Please enter your comments/requests here(Required)

Our
Process

The Insuregroup insurance process – insurance solutions on demand.

We’ve streamlined our process to make arranging insurance fast and straightforward. Simply complete our online quote form with a few details and we’ll compare options from our network of insurers. Most quotes are turned around within 24 hours.

Submit a Quote Request
Online or Call Us Directly

Start by submitting a quote request through our online form or by calling our team. Provide your business and crane details, and we’ll begin sourcing the most suitable crane operators insurance options for you.

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We Source
Competitive Quotes

We search a wide network of reputable insurers to find the most competitive and relevant policies for your crane operators and equipment – typically within 24 hours.

Receive a Clear,
Detailed Quote Summary

We present the available options in a clear, easy-to-understand email summary, outlining coverage, pricing and key inclusions tailored to your needs.

Finalise
& Get Covered

Once you’re satisfied with the recommended policy, simply accept the quote. We’ll handle the paperwork and activate your cover quickly – often on the same day.

Frequently Asked Questions

What types of insurance cover are needed for crane operators?

Insurance for crane operators can include public liability, plant and equipment cover, and protection for on-site or in-transit incidents. The type or level of cover needed will depend on the type of crane, usage and business risks. Reviewing crane operators insurance options with our skilled brokers may help address specific coverage requirements relevant to your business.

What is hook liability insurance?

Hook liability insurance is commonly offered as part of crane operators insurance policies. It provides cover for third-party property damage caused by items being lifted. This may be relevant for crane operators responsible for moving equipment or goods on-site. Coverage varies, so it’s important to review insurer terms carefully.

How much does crane operator's insurance cost?

The cost of crane operators insurance in Australia depends on factors such as crane type, usage, location, safety history and selected cover. Premiums vary between providers. To estimate the cost for your situation, it’s recommended to request a personalised quote based on your business details.

How can I get a quote for crane operators insurance?

To request a quote, you can complete our online form or get in touch with our team directly. We’ll gather key details about your equipment and operations, then help you review insurance options available through our network of insurers.

How long does the process take?

We believe in providing our customers with excellent customer service and to guarantee you the most targeted service we strive to respond to your needs with upmost urgency. Our team can generally turn around a quote and bind a policy within 24 hours.

Can you produce certificates of insurance immediately?

Yes, we can provide electronic certificates of insurance for you in a prompt and timely manner. We do require payment prior to issuing the certificates, however.

Does Insuregroup shop around extensively?

Insuregroup has access to over 100 insurance markets available to us both nationally and internationally. We regularly scour the markets on our system to ensure that we are quoting the most cost effective and cover competitive crane insurance that the market has to offer. We understand that your needs are unique and we will deliver an insurance product that is tailored to suit you.

What if I need to know more about insurance covers?

Choosing an insurance policy is a significant investment – it is important that we deal with customers in an open and transparent way. If you feel you would like to learn more, we welcome you to give us a call on 1300 983 940 so our friendly team can answer any queries you may have.

Insuregroup: Experts in Insurance

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Access to over 100 national insurance markets

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Crane Operators Insurance