Plant and Machinery
Insurance Specialists
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With over a decade of experience in plant and machinery insurance, Insuregroup is a trusted Australian broker focused on matching clients with the appropriate coverage, at a competitive price based on their business needs.
At Insuregroup, we provide professional expertise, personalised service, and a commitment to building long-term relationships. Whether you’re insuring large machinery or smaller tools, we work alongside you to identify the coverage that is appropriate to your specific needs.
Comprehensive Equipment & Machine Breakdown Insurance
COMPREHENSIVE COVER
EXPERT ADVICE
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SUITE OF COVERS
Types of Coverage Offered With Plant And Machinery Insurance In Australia
While each insurer may offer different policy terms regarding how plant machinery and equipment is covered, common types of coverage include:
Material Damage
Theft and Vandalism
Accidental Damage
Breakdown and Machinery Failure
Liability
Business Interruption
Operator’s Liability
Wet and Dry Hire Coverage
Transportation and Transit
What Does Plant And Equipment Insurance Cover?
Heavy machinery, such as excavators, bulldozers, and cranes.
Earthmoving equipment like loaders, graders, and backhoes.
Forklifts and material handling equipment.
Small tools and power tools used in construction or trades.
Generators and compressors.
Mobile plant machinery and equipment used in various industries.
Which Industries Benefit From Plant And Equipment Insurance?
Construction
Agriculture
Landscaping and Civil Works
Heavy Equipment Rental
Mining
Transport & Logistics
Manufacturing
Online Insurance Quote
Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here
Our
Process
The Insuregroup insurance process – insurance solutions on demand.
01
Submit a Quote Request
Online or Call Us Directly
02
We Source
Competitive Quotes
03
Receive a Clear,
Detailed Quote Summary
04
Finalise
& Get Covered
FAQs
What is machinery and equipment insurance?
This includes protection against theft, accidental damage, breakdowns, and liabilities arising from their use. Such insurance ensures that your essential tools and machinery are financially protected, minimising downtime and unexpected expenses.
How can avoiding machinery insurance affect you?
Additionally, if machinery failure results in operational delays or accidents causing injury, you might face substantial repair expenses, legal fees and compensation claims. This lack of protection can disrupt business operations and strain financial resources, making mobile plant and machinery insurance a worthwhile consideration.
Can you provide insurance certificates for financing?
Are the operators of the machinery covered as well?
Are work tools covered, or do I need separate tools insurance?
To ensure suitable protection, it’s advisable to discuss your specific needs with a specialist broker such as Insuregroup. This will ensure you obtain a plant insurance policy that also includes coverage for all your essential tools.
How much does plant equipment and machinery insurance cost?
To obtain an accurate and competitive quote prepared for your business needs, it’s best to consult with our experienced team. We can assess your requirements and provide recommendations and pricing based on these.
What does CPE mean in insurance?
What qualifies as plant and equipment?
- Excavators
- Bulldozers
- Forklifts
- Cranes and similar heavy machinery
It may also cover smaller tools such as drills, saws and power tools. Essentially, any equipment utilised for construction, manufacturing, or operational purposes may be classified as plant and equipment. For a comprehensive understanding of what qualifies and to ensure appropriate coverage, consulting with Insuregroup’s specialist machinery and equipment insurance brokers is recommended.
How long does the process take?
Can you produce certificates of insurance immediately?
Does Insuregroup shop around extensively?
What if I need to know more about insurance covers?
Insurance Guides & Resources
View our latest guides on insurance, regulatory considerations and managing risk.
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