Plant and Machinery Insurance Specialists

Plant and machinery operators are exposed to large public liability risks and the potential to lose expensive plant, machinery and equipment, to fire or theft or malicious damage or accidental damage. This means that finding suitable plant and equipment Insurance at competitive prices is detrimental to the functioning of your business!

Click here for an Online Quote Request

1300 983 940

Comprehensive Equipment & Machine Breakdown Insurance

COMPREHENSIVE COVER

Comprehensive insurance cover designed to protect your plant and equipment business investment.

EXPERT ADVICE

Insuregroup is a specialist insurance supplier for the heavy equipment industry with expert advice.

QUICK QUOTES

Is your machinery under finance? We can arrange prompt quotes to ensure you meet your insurance obligations.

SUITE OF COVERS

We have a suite of covers for plant and equipment operators such as commercial and industrial machinery cover, public liability plus more.

Google Reviews

					Stirling is fantastic, prompt professional and efficient. We couldn't be happier				
Ebony Grima
December 27, 2023 

					We have had Insurnace with Insuregroup for 2 years now and Stirling always goes above and beyond to help you and tries to get you the best deal possible.				
Niki Grant
November 10, 2023 

					Sterling provided great communication and service.Thank you				
David Lawrence
November 10, 2023 

					Very quick and easy. Great help settling up policy. Would definitely recommend to anyone looking to get insurance				
Salvatore Costa
November 10, 2023 

Some of the Insurance companies with work with

Online Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click her e

1INSUREGROUP Operators Package

2Personal details and history questions

3Selected Covers

4Additional comments or documentation
Any other documentation or additional comments you would like to attach to the file?

Please select from the covers*
- Comprehensive Machinery or Vehicle Insurance
  Cover for one or more machines or vehicles.
- Carriers Transit / Marine Cargo Insurance
  Cover for third party items carried on the back of a truck or trailer.
- Public/Products Liability Insurance
  Third party injury or property damage arising out of your business activities, excluding whilst driving.
- Mobile Tools Insurance
  Cover for hand tools and portable electronic equipment, protecting them from theft or damage.
- OTHER - Please describe the other insurance products you require:*
Please describe the other insurance products you require:*

Name*
First Last
ABN*
Address*
Street Address Suburb
POSTCODE*
Please enter a number from 0 to 9999.
Email*
Phone*
Please select the closest occupation to your business*
What do you transport?*
What sort of tradesman are you?*
Do you perform any unrelated activites to the above occupation?*
Please thoroughly describe your business*
You have selected 'none of the above' please describe your business:*
Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?*
Please provide details:*
Have you or any partners or directors ever been declared bankrupt in the last 10 years?*
Please provide details:*
Have you or any partners/directors had any policies cancelled/declined or special terms imposed?*
Please provide details:*
How many employees in your business? Including working directors*

Comprehensive machinery or vehicle insurance Q's
Did you just purchase these items or are they insured elsewhere?*
How many years have you insured this item continuously?*
Do you hold active insurance on any other similar items currently?*
- Yes
- No
Who is your current insurer?*
When does it expire? approximate is OK*
How many items would you like to quote?*
It appears you have a lot of items to quote and we would like to help gather the item information. Please complete the form and someone from our friendly team will be in touch
Item 01
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a Crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1940 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?*
Item 02
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?*
Item 03
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?*
Item 04
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?
Item 05
Please select the item category:*
Registration number? We can look all the vehicles details up using this.*
Please describe the truck:*
Year Make Model Registration
Please describe the trailer:*
Year Make Model Registration
What type of truck is it?*
What is the carrying capacity?*
The carrying capacity is the difference between the Gross Vehicle Mass and Tare Weight.
What type of trailer is it?*
Please select trailer type:*
Please select trailer type*
What is the operating radius of this item from home depot?*
Lower radius attract lower premiums
Does this truck have a crane attached?*
Please describe the machine*
Year Make/Model Type
Will this item be road registered?*
What is the current market value of this item including all attachments but excluding GST?*
What is the main driver's year of birth?
Please enter a number from 1950 to 2022.
How many years have you held the relevant license/ticket to operate this vehicle / plant?
Additional questions
Will any of the items be dry hired (without operator) out to a third party?*
What is the percentage of dry hire?*
Is it your intention to obtain a hire agreement?*
Please upload a copy if available
Drop files here or

Max. file size: 20 MB, Max. files: 5.
Are there any regular drivers or operators under 25 years old?*
What is the age of the youngest driver?*
Please enter a number less than or equal to 25.
Have any person who will drive any of your plant/vehicles been convicted of any traffic offences in the last 3 years (excluding parking)?*
In the past 5 years, have you or any of your drivers or subcontractors had any insurance declined, cancelled, refused, or special conditions/terms imposed or claims refused?*
Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?*
Please describe the incidents: (plus symbol for extra rows)*
Date Incident description Value
In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?*
Please outline the suspension/s including year, length and reason.*
Do you or any of your drivers have a physical or mental ailment/condition that detracts from your/their driving ability?*
Please describe the ailment/conditions
Public/Products Liability Insurance Qs
Please select limit of Public Products Liability Insurance:*
Estimated annual turnover for the next 12 months? approximate is OK*
Do you engage subcontract drivers or operators? (under their own ABN)*
What would you pay subcontractors as a percentage of your turnover*
Do you engage third party labour hire? (under their own ABN)*
Have you had any claims or incidents in the past 5 years for general liability insurance or may give rise to a public liability insurance claim?*
Please describe the incidents: (plus symbol for extra rows)*
Date Incident description Value
Carriers Transit Insurance / HOOK Insurance (Tow Trucks)
Please thoroughly describe the goods you will be carrying:*
Please select Maximum Value of a Load*
Do you perform accident relating towing?*
Do any of your vehicles have a wheel lift (two wheels on the truck and two on the road) for additional vehicles?*
What is the maximum value of the vehicles on the wheel lift?*
Have you had any claims or incidents in the past 5 years for carriers transit insurance or may give rise to a carriers transit insurance claim?*
Please describe the incidents: (plus symbol for extra rows)*
Date Incident description Value

Insuregroup is an insurance business with access to over 100 national and international insurance markets – and we combine this with prompt service and expert advice. We are experts in plant and equipment insurance and can source insurance specific to plant, machinery and equipment operators – Australia wide!

Our Machinery Insurance Process

Our unique approach to matching suitable plant and equipment insurance solutions to individual operators.

At Insuregroup, we take the time to thoroughly understand your business activities. In doing this, we can source the right insurance solutions to our valued customers looking for machinery breakdown insurance solutions.

Our commitment to service and understanding the nature of your insurance needs for plant and equipment operations ensures that you will get the correct and most targeted option available on the market to have your business insured in case of an accident.

As well as plant and equipment insurance, we also can advise on heavy vehicle insurance, and with our knowledge and expertise, we will match you up with the insurance product that fits your needs.

1. Complete our plant and equipment operators’ questionnaire

Our plant and equipment operators’ questionnaire is a very detailed series of questions that are designed to help our experts to assess the nature of your business and the machine insurance needs that are likely to arise throughout your operation. You can fill out this questionnaire through via our website for mobile plant equipment insurance and doing so provides our team with a clear and detailed point of reference. With this information available, our specialists can begin searching through the hundreds of insurance products available to us, so as to find the right insurance product for you.

2. Our insurance specialists will formalise quotations for you

Our dedicated team will review the information that you presented to us through the online questionnaire for businesses and identify the key features of your business that will require specific attention, such as motor fixing or replacement aspects. We will use this to locate the perfect machinery breakdown insurance solution and the quotations will then be formalised by our experienced equipment breakdown insurance specialists.

3. We will collate the questions

Once all of the quotations for any prospective insurance solutions have been formalised, our team will collate them into an accessible and easily understandable format. We do this because we are of the belief that our advice should be as straightforward and clear as possible; we acknowledge that technical language and jargon can make your machinery breakdown insurance process far more difficult than it ought to be and because of this, we maintain a transparent and honest approach.

4. Our specialists will present you with the quote

The quote that has been collated for you will be processed by our team and sent to you via email, for your convenience. We demand the upmost in punctual service for all of our prospective customers and understand the importance of minimising business interruption for all of our prospective customers. Our team will work tirelessly to have your quote presented to you in a timely and prompt manner; we understand that you are likely to be busy and the last thing you want is to receive slow or ineffective service.

5. You can consider the terms of the policy and accept via email

Once you have received the email containing the quote for our insurance products, you can review the terms of the policy and if they appeal to you, we encourage you to accept the quote by sending us an emailed response. We understand that a new insurance policy can be quite a significant decision and because of this, we strive to remain accessible to you – our team is on standby and you are welcome to call us with any queries you may have about quote. We have a wealth of experienced, qualified specialists who are only too happy to address any points of concern or confusion; we believe that you ought to have access to all the information necessary to make an informed decision.

Contact Insuregroup for Insurance for Machinery and Equipment Today

Looking to find a suitable machine insurance solution for your company or want to discover more about our services? Get in touch with Insuregroup today.

Alternatively you can request a call back via our contact us page.

FAQs

How long does the process take?

We combine expert advice with prompt and professional service. Our goal is to prevent loss and minimise risk, and that’s why we strive to connect with you within 24 hours for any repair or replace claims.

Can you produce certificates of insurance immediately?

Yes, with access to advanced technology, we can provide electronic certificates of insurance for you in a prompt and timely manner. We do require payment prior to issuing the certificates, however.

Does Insuregroup shop around extensively?

Insuregroup has access to an advanced online database with over 100 insurance markets available to us both nationally and internationally. We regularly research insurance markets in Australia and in London to ensure that we are quoting the most cost effective and cover competitive plant and equipment insurance available. We understand that your needs are unique and we will deliver an insurance product that keeps your business covered to prevent financial loss.

What if I need to know more about insurance covers?

Choosing an insurance policy is a significant investment – it is important to feel informed and involved in the process and our team recognises that you might want clarification on a few points about the coverage before committing to anything. If you feel you would like to learn more about insurance covers for commercial, industrial, construction and mining industries, we invite you to call us on 1300 760 552 so our friendly team can answer any queries you may have. We believe that informed decision-making is the key to choosing the right insurance protection for your unique needs, and we are always here to help guide you through the process.

Date	Incident description	Value

Date	Incident description	Value

Date	Incident description	Value

Plant and Machinery Insurance Specialists

Comprehensive Equipment & Machine Breakdown Insurance

COMPREHENSIVE COVER

EXPERT ADVICE

QUICK QUOTES

SUITE OF COVERS

Some of the Insurance companies with work with

Online Insurance Quote

Comprehensive machinery or vehicle insurance Q's

Item 01

Item 02

Item 03

Item 04

Item 05

Additional questions

Public/Products Liability Insurance Qs

Carriers Transit Insurance / HOOK Insurance (Tow Trucks)