(Feature Image: Switching insurance brokers) Switching insurance brokers is often seen as a bigger decision than it actually is. Many businesses assume it means policies are cancelled, claims history is affected or cover needs to be rewritten from scratch. In...
(Feature Image: Insurance broker role during claims) Most businesses don’t spend much time thinking about their broker once cover is in place. That tends to change pretty quickly once there’s a claim that needs to be worked through. On paper, it looks simple. You...
(Feature Image: Fleet vs individual vehicle insurance) If your business operates multiple vehicles, the decision between fleet insurance and individual vehicle policies is likely something you’ve already considered. At first glance, it often looks like a simple cost...
(Feature Image: Mixed fleet insurance) Running a civil or construction business rarely means dealing with just one type of asset. It’s common to have a mix of trucks, trailers, excavators and mobile plant working across different sites and conditions. From an...
(Feature Image: The Complete Insurance Package for Transport & Logistics Businesses) If you run a transport or logistics business, insurance is rarely a single decision. It is a structure that sits across your vehicles, freight, people, contracts and...
Businesses running trucks, plant and construction equipment deal with a wide range of insurance terms when arranging cover, reviewing policies or tendering for work. From certificates of currency and public liability through to machinery breakdown and business...
When several vehicles are involved in a truck accident, determining responsibility is rarely straightforward. Conflicting accounts, road conditions and the surrounding circumstances can all affect how fault is assessed. If you’re an owner-driver, fleet operator...
When a truck accident occurs, the immediate focus is usually on safety, traffic disruption and getting the vehicle moved. However, what happens in the minutes and hours that follow can also influence how smoothly your insurance claim progresses. If you’re an...
Fatigue management is not new territory for most transport operators. Standard Hours, BFM and AFM frameworks are already embedded into scheduling, driver oversight and internal audit processes. What receives less attention is how fatigue non-compliance is viewed once...
When a premium increases at renewal or an insurer asks additional questions about drivers, many operators look straight to recent claims. However, claims history is only part of the picture. In heavy vehicle insurance, underwriting decisions also take into account...
