Trailer in Control Insurance Brokers

We work with a range of insurers and specialist heavy vehicle underwriters, including Zurich, Allianz, Lloyd’s, QBE, CGU, NTI, GT Insurance and UAA. (Policy terms and availability subject to underwriting assessment).
Why trailer operators trust Insuregroup
Founded and led by Stirling Sanderson, Insuregroup (AFSL No. 525491) has specialised in truck and transport insurance since 2014. A second-generation insurance professional with more than 15 years of industry experience, Stirling understands the risks Australian truck operators face on the road and in their business. Building on a family legacy that helped establish UAA, one of Australia’s largest heavy equipment underwriters, he brings a unique depth of knowledge across the transport and machinery sectors.


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Submit your details online in minutes. Our brokers will review your information and provide a range of available cover options based on how your business operates.
What is Trailer in Control Insurance?

Types of Trailers in Control That Can Be Insured
At Insuregroup, we help businesses source insurance options for a wide range of trailers in control. No matter your business needs, our team can assist in finding suitable trailer insurance solutions.
Common trailer types that can be insured include:

Semi-trailers and flatbeds
Used for freight and logistics.

Tipper trailers
Used in earthmoving and civil construction.

Plant and equipment trailers
Used for transporting machinery.

Refrigerated trailers
For perishable goods.

Tanker trailers
For liquid or bulk transport.

Curtain-side trailers
For general freight and pallet loads.
No matter if you’re an independent operator or part of a larger transport business, truck trailer insurance can help manage the risks of carrying trailers you don’t own but are responsible for.
As a specialist insurance broker, we work with a broad network of providers to explore available options. This includes access to appropriate insurance products available through industry memberships such as Steadfast Insurance Group.
Industries and operators we work with
Our clients typically include:
Transport operators hauling trailers or equipment
Construction and civil contractors towing plant or machinery trailers
Agricultural businesses transporting equipment or materials
Trade businesses using work trailers for tools and supplies
Logistics operators managing multiple trailers across operations
What does Trailer in Control Insurance cover?
Trailer in control insurance is designed to cover loss or damage to trailers you are towing on behalf of another business. While specific cover will vary depending on the policy and insurer, typical coverage may include:
Accidental damage to the trailer while in your possession
Theft or attempted theft of the trailer
Fire or malicious damage
Legal liability for damage to third-party property involving the trailer
What does Trailer in Control Insurance not cover?
While trailer in control insurance provides useful protection, it does not cover every scenario.
Common exclusions often include:
General wear and tear on the trailer
Mechanical or electrical failures not caused by an insured event
Any damage that occurs when the trailer is operated by an unlicensed or unauthorised driver
Use outside of the agreed business activities
Incidents involving drugs, alcohol, or unlawful activity
Each policy has different conditions, so reviewing the Product Disclosure Statement (PDS) is essential. If what’s excluded is unclear or you need help comparing options, Insuregroup’s specialist insurance brokers can support you in identifying policies that provide appropriate cover.
Request An Online Trailer in Control Insurance Quote
Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here
Our
Process
The Insuregroup insurance process – insurance solutions on demand.
01
Submit a Quote Request
Online or Call Us Directly
02
We Source
Competitive Quotes
03
Receive a Clear,
Detailed Quote Summary
04
Finalise
& Get Covered
Frequently Asked Questions
How much does Trailer in Control Insurance cost?
The cost of Trailer in Control Insurance can vary based on factors such as the type of trailer being towed, its usage, the value of the trailer, your driving history, and the insurer’s underwriting criteria. Additional factors like frequency of use and your business location can also influence pricing. To understand your options and receive a trailer insurance quote, speak with a specialist insurance broker at Insuregroup.
Is cargo inside the trailer covered under this insurance?
No, Trailer in Control Insurance generally covers the trailer itself, not the goods or cargo being transported. If you need protection for the contents of the trailer, a separate goods in transit or cargo insurance policy may be required.
Can this cover be added to an existing commercial motor policy?
In some cases, trailer in control insurance can be added as an extension to an existing commercial motor vehicle policy. The team at Insuregroup can assist in reviewing your current arrangements and exploring whether this option is available through one of our partnered insurance groups.
What is the difference between trailer interchange and non-owned trailer coverage?
Trailer interchange insurance is a U.S. term for coverage under a formal trailer-sharing agreement. In Australia, this is known as trailer in control insurance or non-owned trailer cover.
What is the difference between a utility trailer and a regular trailer?
A utility trailer usually refers to a smaller, open trailer used for transporting tools, equipment, or light loads. A regular trailer, such as a semi or flatbed, is generally used in commercial freight and logistics.
How can I get a quote for Trailer in Control Insurance?
Getting a trailer in control insurance quote is simple with Insuregroup. You can request a quote by filling out our online form or giving us a call. One of our experienced specialist insurance brokers will assess your needs and provide information about available options as quickly as possible.
Are monthly premiums available?
Yes, we can arrange monthly payments. Easy and stress free!
When will insurance certificates be provided
We will issue you with a certificate of insurance promptly following the finalisation of your payment. These can be issued in electronic form, so as to ensure the fastest possible turnaround.
How long does it take to effect cover and produce certificates?
The time taken for insurers to confirm the cover request is generally no longer than half an hour. We demand the best in quality and reliability and for this reason we have access to over one hundred national and international insurance providers. Being specialists in insurance, you can be confident our insurers will respond in a prompt and proficient manner, allowing us to deliver much quicker insurance quotes than many of our competitors
What about Insuregroup?
At Insuregroup, we have no affiliations with any insurers, so you’re guaranteed that we act solely in your best interests – our service is transparent and honest. This means when we search through insurance policies within our network of insurers, we select only those offering the most extensive cover for the most competitive available price!
Trailer in Control Insurance Guides & Resources
View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.
How Insurers Assess Liability in Multi-Vehicle Truck Accidents
What to Do Immediately After a Truck Accident to Protect Your Claim
Insurance Risks Associated With Fatigue Management Non-Compliance
How fatigue management breaches can affect truck insurance underwriting, liability exposure and claim outcomes for Australian transport operators.
Do Traffic Infringements and Defect Notices Impact Truck Insurance Outcomes?
Traffic infringements and defect notices can affect truck insurance premiums, claims and policy terms. Learn how insurers assess risk at renewal.
Heavy Vehicle National Law (HVNL): What It Means for Truck Insurance in Australia
Understand how HVNL affects truck insurance, claims and compliance for Australian operators and why HVNL truck insurance alignment matters.
What Happens If Your Truck Is Underinsured During an NHVR Investigation
Underinsured truck insurance during an NHVR investigation can expose transport businesses to financial gaps. Learn the risks and how to review your cover.
Chain of Responsibility Within Heavy Vehicle Legislation
Explore how Chain of Responsibility laws affect truck operators, compliance risk and how breaches may impact truck insurance claims and cover.







