Building Sum Insured The sum insured is the amount of cover required for the residential building. The Building sum insured applies to: Residential buildings lived in including any professional offices or surgeries in those buildings. Domestic out buildings. Fixed...
‘PDS’ A product disclosure statement (PDS) tells you what you are insured for and what you are not insured for under a specific insurance policy. A PDS highlights things such as who the insurer is, where its office is located, what events you are insured for, the...
If your business employs, engages or places a ‘workforce’ these PEOPLE are your business’ most valuable asset – without them, your organisation would soon cease to operate and would ultimately fail. Despite this obvious commercial reality, for many SMEs, when it comes...
Management Liability Insurance protecting TRUCK & PLANT businesses! Insured Persons Liability (D&O) – covering claims against the directors, officers and senior managers arising out of the management of the company Company Liability – covering...
(Feature Image: How insurance claims process works) For businesses running trucks, plant, construction equipment or trade operations, insurance is designed to assist when unexpected incidents occur. Whether it’s a vehicle accident, damaged equipment or a liability...
(Feature Image: Cyber insurance guide) Cyber incidents are becoming an increasing concern for Australian businesses. As more operations move online, organisations rely on digital systems to manage customer data, payments and day-to-day operations, which can introduce...
The Good! A concrete pumper had his machine certified by a competent person as per the current 6 yearly requirements of the Australian Standard AS 2550.15. The concrete pumper then put the machine back to service. Shortly after going back to work, one of the...
