Insurance Terms Glossary
Businesses running trucks, plant and construction equipment deal with a wide range of insurance terms when arranging cover, reviewing policies or tendering for work.From certificates of currency and…
Insurance Insights
Insurance Insights
Plain-English writing on truck, plant and business insurance — what cover actually responds to, what trips operators up, and what changes at renewal.
Insurance Terms for Dummies Part 1
‘PDS’ A product disclosure statement (PDS) tells you what you are insured for and what you are not insured for under a specific insurance policy. A PDS highlights…
Insurance Risks Associated with Fatigue Management Non-Compliance
Fatigue management is not new territory for most transport operators. Standard Hours, BFM and AFM frameworks are already embedded into scheduling, driver oversight and internal audit processes.
Insurance Risk Checklist
Section 1 – Asset Risk Protection ClassBrief Description Accidental DamageLoss or damage to property due to an accidental cause. Aviation HullLoss of or damage to aircraft…
What Is Insurance Premium Funding?
Many commercial insurance policies are still payable annually, which can create a large upfront expense at renewal. For businesses running fleets, plant, property or liability cover, those premiums…
Insurance Considerations for Custom Trailers and Attachments
Very few trailers stay exactly the way they left the factory. That’s simply the nature of transport. As contracts change and businesses grow, trailers are modified to suit…
How Truck Downtime Can Disrupt Contracts and Cash Flow
Every transport operator knows trucks don’t stay on the road forever. Breakdowns happen. Accidents happen. Parts get delayed. What isn’t always obvious is how quickly one truck off…
How the Claims Process Works
For businesses running trucks, plant, construction equipment or trade operations, insurance is designed to assist when unexpected incidents occur. Whether it’s a vehicle accident, damaged equipment or a…
How Insurers Assess Liability in Multi-Vehicle Truck Accidents
When several vehicles are involved in a truck accident, determining responsibility is rarely straightforward. Conflicting accounts, road conditions and the surrounding circumstances can all affect how fault is…
How Does Hired in Plant Insurance Work?
Hiring equipment is part of everyday operations for many builders, civil contractors and trade businesses. Whether it’s an excavator for a short job, a truck during a busy…