(Feature Image: Insurance Explained) For Australian businesses, insurance plays a central role in managing risk. Whether you run a transport fleet, operate construction machinery, manage a strata property or own a commercial business, the question of...
(Feature Image: Grown fleet with increased risk) If you’ve gone from running a few trucks to managing a fleet across multiple sites, you may have noticed how much more complex things become. What started as a simple driver check-in or maintenance routine can...
(Feature Image: Agreed value vs market value vehicle insurance cover) When it comes to choosing the right plant equipment or truck insurance, one of the most important decisions you’ll make is whether to insure your vehicle for market value or agreed value. This...
Contract works insurance? The essential cover for residential and commercial builders Otherwise known as construction works insurance, contract works insurance is designed to protect a head builder or principal from unexpected losses arising from single or multiple...
(Feature Image: Workers compensation in WA) If you operate a business with employees in Western Australia, workers compensation insurance is generally a legal requirement. Employers must hold a workers compensation policy to cover workers if they suffer a work-related...
(Feature Image: Hired in plant insurance) Hiring equipment is part of everyday operations for many builders, civil contractors and trade businesses. Whether it’s an excavator for a short job, a truck during a busy period or access equipment for a specific site,...
Public liability insurance covers ‘the business’ listed in your schedule. If your business is not accurately defined here, then the insurer has rights to decline cover for the activities not listed. However only if the activities are radically different and could not...
(Feature Image: Insurance premium funding) Many commercial insurance policies are still payable annually, which can create a large upfront expense at renewal. For businesses running fleets, plant, property or liability cover, those premiums can add up quickly. Rather...
ABC NEWS article dated 09/08/2021 – woman awarded almost $160,000 in sexual harassment case against boss at Brisbane Laundromat Link : https://www.abc.net.au/news/2021-08-09/qld-record-damages-awarded-laundromat-sexual-harassment-case/100362242 Employment practises...
Insurance brokers hold insurance companies to account Insurance brokers are the trained experts who deal with insurance companies every day. We know the people in the companies, we have bargaining power and we understand the policies. If there is an unfair exclusion...