Tilt Tray Insurance Brokers

Why operators trust Insuregroup
Founded and led by Stirling Sanderson, Insuregroup (AFSL No. 525491) has specialised in truck and transport insurance since 2014. A second-generation insurance professional with more than 15 years of industry experience, Stirling understands the risks Australian truck operators face on the road and in their business. Building on a family legacy that helped establish UAA, one of Australia’s largest heavy equipment underwriters, he brings a unique depth of knowledge across the transport and machinery sectors.


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Submit your details online in minutes. Our brokers will review your information and provide a range of available cover options based on how your business operates.
What is Tilt Tray Insurance?

Types of Tilt Tray Vehicles That Can Be Insured
At Insuregroup, we assist a wide range of Australian operators to explore insurance options for tilt tray trucks, whether you’re managing a single unit or a mixed-use fleet.
Commonly insured vehicle types include:

Vehicle transporters
Used by towing operators or dealerships for car relocation.

Recovery tilt trays
Equipped for roadside breakdowns and accident response.

Machinery carriers
Transporting plant or equipment to job sites.

Commercial slide beds
Handling medium to heavy freight or palletised goods.

Enclosed tilt trays
Offering weather protection or security for sensitive loads.

Modified units
Including trucks with winches, ramps or tool storage systems.

Special-purpose tilt trays
Configured for mining, civil or infrastructure tasks.
Whether your trucks operate locally or across state lines, we can guide you in reviewing suitable insurer options based on how your vehicle is set up and the environments it’s used in.
As a member of the Steadfast Insurance Group, we have access to a broad panel of Australian insurers to support your business operations.
Industries and operators we work with
Our clients typically include:
Vehicle transport and relocation operators
Machinery and equipment transport businesses
Automotive workshops moving vehicles between locations
Construction contractors transporting plant and equipment
Towing and recovery services using tilt tray trucks
What does Tilt Tray Insurance cover?
Tilt tray insurance is generally designed to support recovery from events involving vehicle damage, third-party liability or disruptions linked to your business vehicle. Policy inclusions will depend on the selected insurer and the level of cover chosen.
Typical features may include:
Accidental damage, theft or fire recovery
Public liability for injury or property damage
Incidents during loading or load securement
Malfunction or damage to the tilt mechanism
Recovery and towing-related expenses
Windscreen and glass repair
Optional additions such as temporary vehicle replacement
Our team can support you in comparing policy features and obtaining quotes from insurers that match your operating environment and risk profile.
What does Tilt Tray Insurance not cover?
While tilt tray insurance can aid in managing operational risks, there are exclusions that should be understood before selecting a policy. This can help reduce uncertainty and streamline the claims process.
Common exclusions may include:
Unauthorised or unlicensed vehicle operation
Mechanical or hydraulic faults not linked to an insured event
Use outside agreed commercial applications
Failure to maintain the vehicle to a reasonable standard
Overloading or failure to follow safe loading practices
Claims made for incidents outside the policy period
Always consult the Product Disclosure Statement (PDS) and relevant policy schedules before making a decision. Our team can assist in reviewing these documents and help you understand your obligations and the policy’s terms.
Request An Online Tilt Tray Insurance Quote
Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here
Our
Process
The Insuregroup insurance process – insurance solutions on demand.
01
Submit a Quote Request
Online or Call Us Directly
02
We Source
Competitive Quotes
03
Receive a Clear,
Detailed Quote Summary
04
Finalise
& Get Covered
Frequently Asked Questions
How does tilt tray insurance differ from commercial truck insurance?
Tilt tray insurance includes features specific to vehicles with hydraulic trays, such as loading damage, equipment failure and recovery incidents. Standard truck or commercial insurance may not include these risks unless added. It also considers the conditions tilt trays operate under, such as roadside breakdown assistance or industrial transport.
What does tilt tray insurance cost?
Premiums are influenced by vehicle type, insured value, load capacity, use case and location. Additional factors such as business size, vehicle modifications, operator history and claims background also play a role. We can help clarify how these apply to your situation and insurance options.
How can I get a quote for tilt tray insurance?
You can request a quote online or by phone through Insuregroup. To begin, you’ll need to provide information about your tilt tray’s make, function and use. We then compare options from leading insurers and assist in explaining features, answering questions and reviewing documentation to support your decision-making process.
How long does the process take?
We believe in providing our customers with excellent customer service and to guarantee you the most targeted service we strive to respond to your needs with upmost urgency. Our team can generally turn around a quote and bind a policy within 24 hours.
Can you produce certificates of insurance immediately?
Yes, we can provide electronic certificates of insurance for you in a prompt and timely manner. We do require payment prior to issuing the certificates, however.
Does Insuregroup shop around extensively?
Insuregroup has access to over 100 insurance markets available to us both nationally and internationally. We regularly scour the markets on our system to ensure that we are quoting the most cost effective and cover competitive crane insurance that the market has to offer. We understand that your needs are unique and we will deliver an insurance product that is tailored to suit you.
What if I need to know more about insurance covers?
Choosing an insurance policy is a significant investment – it is important that we deal with customers in an open and transparent way. If you feel you would like to learn more, we welcome you to give us a call on 1300 760 552 so our friendly team can answer any queries you may have.
Tilt Tray Insurance Guides & Resources
View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.
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Do Traffic Infringements and Defect Notices Impact Truck Insurance Outcomes?
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Heavy Vehicle National Law (HVNL): What It Means for Truck Insurance in Australia
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What Happens If Your Truck Is Underinsured During an NHVR Investigation
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Chain of Responsibility Within Heavy Vehicle Legislation
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