Vehicle Transporters
Used by towing operators or dealerships for car relocation.
Insurance cover
Tilt Tray Insurance
Insuregroup helps operators arrange tilt tray insurance by exploring policy options through a network of insurers. As specialist insurance brokers, we support fleet managers, contractors and business owners across Australia in comparing and reviewing tilt tray insurance options that reflect their vehicle usage and operations.
- Licensed & Regulated Broker
- Steadfast Group Member
- 100+ insurance markets
- 2014
- Broking Since
- 5,000+
- Policies Arranged
- 100+
- Insurance Markets
- 5.0
- Google Rating (102)
- Home
- Tilt Tray Insurance
Tilt Tray Insurance Brokers
We work with a range of insurers and specialist heavy vehicle underwriters, including Zurich, Allianz, Lloyd’s, QBE, CGU, NTI, GT Insurance and UAA. (Policy terms and availability subject to underwriting assessment).
Insuregroup
Why Tilt Tray Operators Trust Insuregroup
Insuregroup (AFSL No. 525491) has specialised in transport and heavy vehicle insurance since 2014. Our team understands the unique operational risks involved in tilt tray and vehicle transport work, from machinery relocation and vehicle recovery through to loading, unloading and transporting valuable equipment across Australia, and brings extensive knowledge of heavy machinery, commercial transport and specialised vehicle operations.
Since our inception, we’ve assisted with more than 5,000 insurance policies nationwide, supporting everyone from independent tilt tray owner-operators to larger transport and recovery businesses managing multiple vehicles and drivers. Our understanding of tilt tray operations helps us guide clients through insurance considerations relating to transported vehicles, machinery handling, site access, roadside recovery and operational downtime. As a licensed and regulated Steadfast Group brokerage, Insuregroup provides tailored guidance and ongoing support for businesses operating within the towing, machinery transport and heavy vehicle sectors.
Flexible payment options may be available to support your budgeting and help keep your cover active without interruption.
Expert Advice
With experience across transport, logistics and machinery handling, we assist tilt tray operators with assessing insurance aligned to their work requirements.
Quick Quotes
We offer responsive service via phone or online, allowing you to obtain tilt tray insurance quotes with minimal delay. Our national insurer network allows us to present a variety of commercial motor insurance solutions that reflect how and where your tilt tray is used.
Policy Guidance
We help operators understand policy terms, inclusions and exclusions so they can make informed insurance decisions.
Claims Support
If a claim occurs, our brokers assist with the process and work with insurers on your behalf.
Ready to Get a Quote?
Submit your details online in minutes. Our brokers will review your information and provide a range of available cover options based on how your business operates.
What Is Tilt Tray Insurance?
Tilt tray insurance applies to trucks fitted with hydraulic tilt trays or flatbeds used for transporting vehicles, machinery or equipment. As insurance brokers, Insuregroup helps operators explore tilt tray insurance options through a network of insurers and arrange cover suited to their vehicle setup and operations.
Types of Tilt Tray Vehicles That Can Be Insured
At Insuregroup, we assist a wide range of Australian operators to explore insurance options for tilt tray trucks, whether you’re managing a single unit or a mixed-use fleet.
Commonly insured vehicle types include:
Recovery Tilt Trays
Equipped for roadside breakdowns and accident response.
Machinery Carriers
Transporting plant or equipment to job sites.
Commercial Slide Beds
Handling medium to heavy freight or palletised goods.
Enclosed Tilt Trays
Offering weather protection or security for sensitive loads.
Modified Units
Including trucks with winches, ramps or tool storage systems.
Special-Purpose Tilt Trays
Configured for mining, civil or infrastructure tasks.
Whether your trucks operate locally or across state lines, we can guide you in reviewing suitable insurer options based on how your vehicle is set up and the environments it’s used in. As a member of the Steadfast Insurance Group, we have access to a broad panel of Australian insurers to support your business operations.
Industries and Operators We Work With
At Insuregroup, we help operators using tilt tray trucks explore insurance options suited to vehicle and machinery transport.
Our clients typically include:
Vehicle transportand relocation operators
Machinery and equipment transportbusinesses
Automotive workshops moving vehicles between locations
Construction contractors transporting plant and equipment
Towing and recovery services using tilt tray trucks
What to expect
The Truck, the Tray and the Load
A tilt tray policy has two halves that are easy to confuse: the truck with its tray, and whatever is on the deck. A standard motor policy typically excludes damage to property being carried, which on a tilt tray is the whole job.
- Tray and equipment values. Hydraulic tilt and slide mechanisms, winches, remotes and under-lifts should be included in the agreed value.
- Vehicles and goods in your care. Cars, machinery, containers and site offices on the deck need carried goods or on-deck cover with a suitable limit.
- Loading and winching. Check the cover applies while loading and unloading, not only in transit.
- Load restraint. Losses blamed on tie-downs are a common source of dispute, so written restraint procedures help.
Read our guide to tilt tray loads, winching and tie-downs for more. If you run accident or breakdown recovery, see tow truck insurance.
What to expect
What Does Tilt Tray Insurance Cover?
Tilt tray insurance is generally designed to support recovery from events involving vehicle damage, third-party liability or disruptions linked to your business vehicle. Policy inclusions will depend on the selected insurer and the level of cover chosen.
Typical features may include:
- Accidental damage, theft or fire recovery
- Public liability for injury or property damage
- Incidents during loading or load securement
- Malfunction or damage to the tilt mechanism
- Recovery and towing-related expenses
- Windscreen and glass repair
- Optional additions such as temporary vehicle replacement
Our team can support you in comparing policy features and obtaining quotes from insurers that match your operating environment and risk profile.
What to expect
What Does Tilt Tray Insurance Not Cover?
While tilt tray insurance can aid in managing operational risks, there are exclusions that should be understood before selecting a policy. This can help reduce uncertainty and streamline the claims process.
Common exclusions may include:
- Unauthorised or unlicensed vehicle operation
- Mechanical or hydraulic faults not linked to an insured event
- Use outside agreed commercial applications
- Failure to maintain the vehicle to a reasonable standard
- Overloading or failure to follow safe loading practices
- Claims made for incidents outside the policy period
Always consult the Product Disclosure Statement (PDS) and relevant policy schedules before making a decision. Our team can assist in reviewing these documents and help you understand your obligations and the policy’s terms.
Request a quote
Request an Online Tilt Tray Insurance Quote
Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup
How it runs
Our Process
The Insuregroup Insurance Process – Insurance Solutions on Demand.
We’ve streamlined our process to make arranging insurance fast and straightforward. Simply complete our online quote form with a few details and we’ll compare options from our network of insurers. Most quotes are turned around within 24 hours.
Submit a Quote Request, Online or by Phone
Start by submitting a quote request through our online form or by calling our team. Provide your business and vehicle details, and we’ll begin sourcing the most suitable tilt tray truck insurance options for you.
We Source Competitive Quotes
We search a wide network of reputable insurers to find the most competitive and relevant policies for your tilt tray trucks, drivers and goods – typically within 24 hours.
Receive a Clear, Detailed Quote Summary
We present the available options in a clear, easy-to-understand email summary, outlining coverage, pricing and key inclusions tailored to your needs.
Finalise and Get Covered
Once you’re satisfied with the recommended policy, simply accept the quote. We’ll handle the paperwork and activate your cover quickly – often on the same day.
Tilt Tray Insurance Guides & Resources
View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.
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Your Broker
Stirling Sanderson, Principal Broker
Stirling set up Insuregroup in 2014 after many years as an insurance underwriter and broker. He oversees the day-to-day broking, negotiates with insurers for clients and helps with claims, for everyone from single-truck owner-drivers to large fleets of trucks and heavy plant.
- Qualifications
- Bachelor of Business, majoring in Insurance; Diploma of Financial Services (Australian Institute of Insurance and Finance)
- Experience
- Licensed authorised broker for over 10 years
- Authorised Representative No.
- 453069
Insuregroup have been very professional and prompt in dealing with the management of our insurances for the last 3 years.
Questions We Get Asked
Frequently Asked Questions
How does tilt tray insurance differ from commercial truck insurance?
Tilt tray insurance includes features specific to vehicles with hydraulic trays, such as loading damage, equipment failure and recovery incidents. Standard truck or commercial insurance may not include these risks unless added. It also considers the conditions tilt trays operate under, such as roadside breakdown assistance or industrial transport.
What does tilt tray insurance cost?
Premiums are influenced by vehicle type, insured value, load capacity, use case and location. Additional factors such as business size, vehicle modifications, operator history and claims background also play a role. We can help clarify how these apply to your situation and insurance options.
How can I get a quote for tilt tray insurance?
You can request a quote online or by phone through Insuregroup. To begin, you’ll need to provide information about your tilt tray’s make, function and use. We then compare options from leading insurers and assist in explaining features, answering questions and reviewing documentation to support your decision-making process.
How long does the process take?
We aim to respond to every enquiry promptly. Our team can generally turn around a quote and bind a policy within 24 hours.
Can you produce certificates of insurance immediately?
Yes, we can provide electronic certificates of insurance for you in a prompt and timely manner. We do require payment prior to issuing the certificates, however.
Does Insuregroup shop around extensively?
Insuregroup has access to over 100 insurance markets available to us both nationally and internationally. We regularly scour the markets on our system to ensure that we are quoting the most cost effective and cover competitive crane insurance that the market has to offer. We understand that your needs are unique and we will deliver an insurance product that is tailored to suit you.
What if I need to know more about insurance covers?
Choosing an insurance policy is a significant investment – it is important that we deal with customers in an open and transparent way. If you feel you would like to learn more, we welcome you to email us at hello@insuregroup.com.au so our friendly team can answer any queries you may have.
Guides and articles
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