Commercial Vehicle Insurance Brokers

Insuregroup helps businesses arrange commercial vehicle insurance by exploring policy options through a network of insurers. As specialist insurance brokers we assist operators who rely on work vehicles to support their day-to-day operations and understand how important it is to have the right policy in place to help minimise downtime and disruptions.

We work with a range of insurers and specialist heavy vehicle underwriters, including Zurich, Allianz, Lloyd’s, QBE, CGU, NTI, GT Insurance and UAA. (Policy terms and availability subject to underwriting assessment).

Why commercial operators trust Insuregroup

Founded and led by Stirling Sanderson, Insuregroup (AFSL No. 525491) has specialised in truck and transport insurance since 2014. A second-generation insurance professional with more than 15 years of industry experience, Stirling understands the risks Australian truck operators face on the road and in their business. Building on a family legacy that helped establish UAA, one of Australia’s largest heavy equipment underwriters, he brings a unique depth of knowledge across the transport and machinery sectors.

Having worked with everyone from owner-drivers to large fleet operators, we’ve assisted with more than 1,000 insurance policies nationwide since our inception. Our understanding of transport operations helps us guide clients through the insurance considerations that come with running trucks and heavy vehicles across Australia. As a licensed and regulated Steadfast Group brokerage, we follow rigorous compliance standards and deliver trusted advice and support when you need it most.

MONTHLY INSTALMENTS

Monthly payment options are available for all commercial vehicle insurance policies, helping you manage cash flow more effectively.

EXPERT ADVICE

We specialise in commercial vehicle insurance, with over 10 years of industry experience and more than 5,000 policies arranged for businesses across Australia.

QUICK QUOTES

We understand the necessity for prompt delivery of insurance quotes, particularly when commercial vehicles are under finance.

RANGE OF OPTIONS

We source and guide you through a range of suitable commercial vehicle insurance options to ensure you can identify and secure coverage that meets your unique needs.

POLICY GUIDANCE

We help commercial businesses understand policy terms, inclusions and exclusions so they can make informed insurance decisions.

CLAIMS SUPPORT

If a claim occurs, our brokers assist with the process and work with insurers on your behalf.

Real Customer Reviews

Ready to get a quote?

Submit your details online in minutes. Our brokers will review your information and provide a range of available cover options based on how your business operates.

Start Your Quote

What is Commercial Motor Vehicle Insurance?

Commercial motor vehicle insurance is designed for vehicles used as part of running a business, such as utes, delivery vans or trucks. At Insuregroup, we help businesses explore commercial vehicle insurance options through a network of insurers and assist in arranging cover suited to their operations.

Types of Commercial Vehicles That Can Be Insured

Insuregroup works with a broad network of insurance groups to help businesses find insurance options for a broad range of commercial vehicles.

Some of the most common vehicles we help with include:

Get an Online Quote

Utes and dual cabs

Used by tradies and contractors.

Vans and delivery vehicles

For couriers and logistics companies.

Trucks and prime movers

For freight, construction, and civil operations.

Trailers and mobile plant

Including tipper trailers and equipment trailers.

Passenger transport vehicles

Such as taxis, rideshare cars and private hire vehicles.

Whether you’re an owner-operator or running a small fleet, we specialise in working with businesses across industries like transport, construction, trades and more. Our team understands the demands of commercial vehicle operations in-depth and can assist you in sourcing suitable policy options through an extensive range of insurers.

This includes exclusive access to insurance products and pricing available through our memberships with networks such as Steadfast Insurance Group.

Industries and businesses we work with

At Insuregroup, we help businesses that rely on work vehicles explore commercial vehicle insurance options suited to their operations.
Our clients typically include:

K

Transport and logistics businesses operating trucks, vans or light commercial vehicles

K

Trades and service businesses using utes, vans or service vehicles for daily work

K

Construction, civil and site contractors operating tipper trucks, service vehicles or site transport

K

Delivery, courier and distribution businesses using pantechs, curtain-siders or refrigerated vehicles

K

Agricultural and rural enterprises transporting equipment, produce or materials

K

Service, maintenance and installation businesses running commercial vehicles across multiple job sites

What does Commercial Motor Vehicle Insurance cover?

Commercial vehicle motor insurance policies can differ depending on the insurer, but generally, they include cover for things like:

K

Accidental damage to your vehicle

K

Theft or attempted theft

K

Third-party property damage

K

Fire and malicious damage

K

Generators and compressors.

K

Legal liability if your vehicle causes damage to another person’s property

Some policies may also offer optional benefits, such as windscreen replacement, vehicle hire after an accident or cover for signwriting and modifications. It’s important to review each policy carefully, as inclusions can vary between insurers.

Seeking advice from an insurance specialist, such as Insuregroup, can help to simplify this process and guide you in securing appropriate coverage.

What does Commercial Motor Vehicle Insurance not cover?

While commercial motor vehicle insurance can protect you against a wide range of business-related risks, there are certain things it typically does not cover. Common exclusions often include:

M

General wear and tear

M

Mechanical or electrical failure

M

Unlicensed or unauthorised drivers

M

Use outside of the agreed business purpose

M

Driving under the influence of drugs or alcohol

Every insurer sets its own terms, so just as with inclusions, it’s important to check the Product Disclosure Statement (PDS) to understand exactly what isn’t covered. This helps to ensure you’re aware of any limitations or obligations under the policy.

Unsure about specific exclusions or struggling to find a policy with the necessary cover you need? Insuregroup can help you navigate this and support you to identify policy options that suit your requirements.

Request An Online Commercial Vehicle Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here

Step 1 of 2

Name(Required)

First Last

Phone(Required)

Email(Required)

Do you have an active ABN?(Required)

Please advise your ABN(Required)

Please select your occupation(Required)

What do you transport?(Required)

What do you construct?(Required)

Do you transport dangerous goods?(Required)

Do you transport refrigerated?(Required)

What sort of tradesman are you?(Required)

What do you manufacture?(Required)

What sort of drilling do you do?(Required)

Please describe your occupation(Required)

How many employees in your business? (Including working directors/owners)(Required)

How many items are you looking to insure?(Required)

Please describe the TRUCKS / TRAILERS / MACHINERY / VEHICLES you are looking to get insured. Please include as much detail as possible including YEAR MAKE MODEL REGO (if available) AND VALUE EXCLUDING GST. Please also include the item TYPE such as prime mover, crane, excavator, tipper truck, skip truck. Thankyou.(Required)

Did you include the ex gst value of the items in the description above?(Required)

Where are these items mostly garaged/stored?(Required)

Street Address Suburb Postcode

Are you currently insured for any of the above items?(Required)

Are you with an insurer directly or with an insurance broker?(Required)

Do you know who your insurer is?(Required)

Do you know who your insurer is? (not the broker)(Required)

Please advise who your insurer is(Required)

Please advise the insurance status of the above items(Required)

Do you have insurance on any other similar items currently?(Required)

Have you held insurance on any other similar items in the last 3 months?(Required)

Do you intend to dry hire (without operator) any of these items in the next 12 months?(Required)

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire?(Required)

Do you need a quote for public liability insurance?(Required)

Do you need a quote for carriers / load insurance?(Required)

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?(Required)

Have you or any partners or directors ever been declared bankrupt in the last 10 years?(Required)

Have you or any partners/directors had any policies cancelled/declined or special terms imposed?(Required)

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?(Required)

In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?(Required)

How urgent is the insurance?(Required)

How did you hear about Insuregroup?(Required)

If you have the purchase invoice for the items or any documents relevant you can upload them here

Max. file size: 128 MB.

Would you like to make any further comments before submitting the request? We will send you an email as soon as possible.(Required)

Please enter your comments/requests here(Required)

Our
Process

The Insuregroup insurance process – insurance solutions on demand.

We’ve streamlined our process to make arranging insurance fast and straightforward. Simply complete our online quote form with a few details and we’ll compare options from our network of insurers. Most quotes are turned around within 24 hours.

01

Submit a Quote Request
Online or Call Us Directly

Start by submitting a quote request through our online form or by calling our team. Provide your business and vehicle details, and we’ll begin sourcing the most suitable commercial vehicle insurance options for you.

Get an Online Quote

02

We Source
Competitive Quotes

We search a wide network of reputable insurers to find the most competitive and relevant policies for your vehicles, drivers and goods – typically within 24 hours.

03

Receive a Clear,
Detailed Quote Summary

We present the available options in a clear, easy-to-understand email summary, outlining coverage, pricing and key inclusions tailored to your needs.

04

Finalise
& Get Covered

Once you’re satisfied with the recommended policy, simply accept the quote. We’ll handle the paperwork and activate your cover quickly – often on the same day.

Frequently Asked Questions

How much does Commercial Motor Vehicle Insurance cost?

Premiums vary depending on several factors, including the type of vehicle, how it’s used, your claims history and insurer pricing. As a specialist insurance broker, Insuregroup works with various insurance groups to help you explore available options that meet your business requirements.

Does Commercial Motor Vehicle Insurance cover EVs?

Yes, some insurers offer commercial cover for electric vehicles (EVs), although availability may vary. EV-specific factors like charging equipment, battery replacement and use type may influence the policy and coverage offered.

We can assist in sourcing options from insurance groups in Australia that offer commercial EV coverage where required.

How can I get a quote for Commercial Vehicle Insurance?

You can request a quote by completing our online form or calling the Insuregroup team directly. We’ll ask a few questions about your vehicle and how it’s used so we can best understand your needs.

Guided by this information, we then explore suitable options for you through our memberships and network of insurance groups. We aim to return these results to you as quickly as possible for consideration, and can walk you through them in detail where required.

Are monthly premiums available?

Yes, we can arrange monthly payments. Easy and stress free!

When will insurance certificates be provided

We will issue you with a certificate of insurance promptly following the finalisation of your payment. These can be issued in electronic form, so as to ensure the fastest possible turnaround.

How long does it take to effect cover and produce certificates?

The time taken for insurers to confirm the cover request is generally no longer than half an hour. We demand the best in quality and reliability and for this reason we have access to over one hundred national and international insurance providers. Being specialists in insurance, you can be confident our insurers will respond in a prompt and proficient manner, allowing us to deliver much quicker insurance quotes than many of our competitors

What about Insuregroup?

At Insuregroup, we have no affiliations with any insurers, so you’re guaranteed that we act solely in your best interests – our service is transparent and honest. This means when we search through insurance policies within our network of insurers, we select only those offering the most extensive cover for the most competitive available price!

Commercial Vehicle Insurance
Guides & Resources

View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.

View All

Insuregroup: Experts in Insurance

Specialist insurance broker
Exclusive coverage and premium rates
Access to over 100 national insurance markets

Request a Quote Online

5.0

Based on 82 reviews

powered by Google