Van Insurance Brokers

We work with a range of insurers and specialist heavy vehicle underwriters, including Zurich, Allianz, Lloyd’s, QBE, CGU, NTI, GT Insurance and UAA. (Policy terms and availability subject to underwriting assessment).
Why commercial businesses trust Insuregroup
Founded and led by Stirling Sanderson, Insuregroup (AFSL No. 525491) has specialised in truck and transport insurance since 2014. A second-generation insurance professional with more than 15 years of industry experience, Stirling understands the risks Australian truck operators face on the road and in their business. Building on a family legacy that helped establish UAA, one of Australia’s largest heavy equipment underwriters, he brings a unique depth of knowledge across the transport and machinery sectors.


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What is Commercial Van Insurance?

Types of Vans That Can Be Insured
At Insuregroup, we help businesses find commercial van insurance options to meet various operational needs. Whether you’re running a fleet of vans or just one, we’ll assist you in securing the right cover for your vehicles.
Common types of vans that can be insured include:

Trades and service vans
Used by contractors and tradies to transport tools, equipment, and materials.

Delivery and courier vans
Designed for high-mileage, stop-start traffic, typically used in logistics and last-mile deliveries.

Refrigerated vans
For transporting perishable goods, including food and pharmaceuticals.

Modified vans for business use
Customised for mobile workshops or specialised equipment transport.

Passenger vans
Used for transporting people, such as shuttle services or rideshare operations.

Cargo vans
Ideal for securely transporting goods of various sizes.
As specialists in commercial insurance for vans, we work with a broad network of insurers to help you find the most suitable cover. We also offer flexible monthly payment options and access to member products and pricing through partnerships with industry groups like Steadfast Insurance Group.
Industries and businesses we work with
Our clients typically include:
Trades and service businesses using vans for tools and equipment
Delivery and courier operators transporting parcels and goods
Mobile technicians and repair services travelling between job sites
Installation and maintenance businesses operating service vans
Catering and event support businesses transporting supplies and equipment
What Does Van Insurance Cover?
Commercial van insurance policies can vary depending on the insurer and the level of coverage chosen.
Common inclusions often cover:
Accidental damage to your van
Theft or attempted theft
Fire and malicious damage
Third-party property damage
Legal liability for third-party property damage
Depending on the insurer and policy, additional cover may be available for items such as tools, vehicle signage, modifications, or goods in transit. It’s important to review the specifics of your policy to ensure it meets your business’s needs. Insuregroup can help you navigate the options available and secure the coverage you require.
What Isn’t Covered?
While commercial van insurance provides valuable protection, there are some common exclusions to watch out for.
These may include:
General wear and tear on the trailer
Mechanical or electrical failure not caused by an insured event
Damage resulting from unlicensed or unauthorised drivers
Use outside the scope of your business activities
Coverage for goods being transported or kept in the van
Always review the Product Disclosure Statement (PDS) to understand specific exclusions in your policy. If you’re unsure about what’s not covered, Insuregroup can assist in clarifying these details and finding a policy that suits your business needs.
Request An Online Van Insurance Quote
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Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
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Our
Process
The Insuregroup insurance process – insurance solutions on demand.
01
Submit a Quote Request
Online or Call Us Directly
02
We Source
Competitive Quotes
03
Receive a Clear,
Detailed Quote Summary
04
Finalise
& Get Covered
Frequently Asked Questions
What types of cover are available for vans?
Van insurance typically offers comprehensive, third-party fire and theft, or third-party only cover. Depending on your needs, additional cover options for tools, signage, and equipment may be available. It’s important to select the level of cover that suits your business, ensuring your vans and assets are adequately protected for your operations.
Can I insure multiple vans under one policy?
Yes, you can insure multiple vans under one policy with a fleet insurance plan. Fleet policies often offer benefits like cost savings, simplified administration, and coverage that meets your business’s needs. Insuregroup can help you identify the most suitable fleet insurance options and ensure your policy is structured correctly for your van fleet.
Does van insurance cover the tools and equipment inside the vehicle?
Some van insurance policies offer optional cover for tools and equipment stored inside the vehicle. It’s crucial to confirm this coverage with your insurer, especially if you transport valuable tools or business equipment. Ensuring the correct coverage can help safeguard your business’s assets in case of theft or damage.
Are modifications to my van covered?
Modifications to your van, such as custom fittings or equipment, may be covered depending on your insurance policy. However, it’s essential to declare all modifications to your insurer when arranging or renewing your insurance. Failing to do so can impact your coverage or claims in the event of an incident.
How can I get a quote for Van Insurance?
Getting a van insurance quote with Insuregroup is easy. Simply contact us through our website or by phone. Our team will review your business needs with you and then source and compare various commercial van insurance options to ensure you can secure cover that suits your vehicles and operations.
Are monthly premiums available?
Yes, we can arrange monthly payments. Easy and stress free!
When will insurance certificates be provided
We will issue you with a certificate of insurance promptly following the finalisation of your payment. These can be issued in electronic form, so as to ensure the fastest possible turnaround.
How long does it take to effect cover and produce certificates?
The time taken for insurers to confirm the cover request is generally no longer than half an hour. We demand the best in quality and reliability and for this reason we have access to over one hundred national and international insurance providers. Being specialists in insurance, you can be confident our insurers will respond in a prompt and proficient manner, allowing us to deliver much quicker insurance quotes than many of our competitors
What about Insuregroup?
At Insuregroup, we have no affiliations with any insurers, so you’re guaranteed that we act solely in your best interests – our service is transparent and honest. This means when we search through insurance policies within our network of insurers, we select only those offering the most extensive cover for the most competitive available price!
Van Insurance Guides & Resources
View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.
How Insurers Assess Liability in Multi-Vehicle Truck Accidents
What to Do Immediately After a Truck Accident to Protect Your Claim
Insurance Risks Associated With Fatigue Management Non-Compliance
How fatigue management breaches can affect truck insurance underwriting, liability exposure and claim outcomes for Australian transport operators.
Do Traffic Infringements and Defect Notices Impact Truck Insurance Outcomes?
Traffic infringements and defect notices can affect truck insurance premiums, claims and policy terms. Learn how insurers assess risk at renewal.
Heavy Vehicle National Law (HVNL): What It Means for Truck Insurance in Australia
Understand how HVNL affects truck insurance, claims and compliance for Australian operators and why HVNL truck insurance alignment matters.
What Happens If Your Truck Is Underinsured During an NHVR Investigation
Underinsured truck insurance during an NHVR investigation can expose transport businesses to financial gaps. Learn the risks and how to review your cover.
Chain of Responsibility Within Heavy Vehicle Legislation
Explore how Chain of Responsibility laws affect truck operators, compliance risk and how breaches may impact truck insurance claims and cover.







