Semi Trailer Insurance Brokers

As specialist insurance brokers, Insuregroup helps transport businesses arrange semi trailer insurance by exploring policy options through a network of insurers. We assist operators involved in freight, logistics and heavy transport, whether a single trailer or managing an interstate freight fleet.

We work with a range of insurers and specialist heavy vehicle underwriters, including Zurich, Allianz, Lloyd’s, QBE, CGU, NTI, GT Insurance and UAA. (Policy terms and availability subject to underwriting assessment).

Why semi trailer operators trust Insuregroup

Founded and led by Stirling Sanderson, Insuregroup (AFSL No. 525491) has specialised in truck, trailer and transport insurance since 2014. With more than 15 years of insurance industry experience, Stirling understands the demands placed on Australian semi-trailer operators, from long-haul freight and interstate logistics through to managing high-value loads, subcontractor arrangements and operational downtime. Backed by a family legacy connected to the establishment of UAA, he brings extensive knowledge across heavy transport, freight operations and equipment-related risk considerations.

Over the years, we’ve assisted a wide range of transport businesses, including owner-drivers, freight contractors and larger logistics operators managing semi-trailer fleets across Australia. Having supported more than 1,000 insurance policies nationwide, we understand the insurance considerations associated with trailer usage, freight movements, loading risks and heavy vehicle operations. As a licensed and regulated Steadfast Group brokerage, Insuregroup provides tailored support and compliant guidance designed for businesses operating within the transport, freight and logistics sectors.

MONTHLY INSTALMENTS

Flexible monthly installment options may be available for semi trailer insurance, which may support better cash flow across seasonal or high-expense periods.

EXPERT ADVICE

With more than a decade of experience in transport and trailer insurance, our team can help you understand risk exposures and the types of cover that may be required.

QUICK QUOTES

Need a policy quickly? We assist in obtaining quotes for semi trailer insurance to help minimise downtime and meet job or contract requirements.

RANGE OF OPTIONS

We work with a wide panel of insurers to help you compare semi trailer insurance costs and inclusions across Australia’s leading providers.

POLICY GUIDANCE

We help transport businesses understand policy terms, inclusions and exclusions so they can make informed insurance decisions.

CLAIMS SUPPORT

If a claim occurs, our brokers assist with the process and work with insurers on your behalf.

Real Customer Reviews

Ready to get a quote?

Submit your details online in minutes. Our brokers will review your information and provide a range of available cover options based on how your business operates.

Start Your Quote

What is Semi Trailer Insurance?

Semi trailer insurance is designed for trailers used to transport goods across freight and logistics networks. Insuregroup helps operators review policy options from multiple insurers and arrange cover suited to their transport operations. We work with both owner-drivers and transport companies Australia-wide.

Types of Semi Trailers that can be insured

As insurance brokering specialists, at Insuregroup, we support businesses to source insurance options for a wide range of semi trailer types, including:

Get an Online Quote

Flatbed and drop-deck trailers

For general freight.

Refrigerated semi trailers

For cold storage transport.

Curtain-side trailers

For palletised goods.

Tipper trailers

For earthmoving and construction use.

Tanker trailers

For fuel, water or bulk liquids.

Low-loader trailers

For heavy plant and equipment.

Whether you operate locally or interstate, we can assist in finding insurance for semi trailers in Australia that aligns with your vehicle type and operational requirements. Through our network and memberships we also have access to member rates and products such as those available via the Steadfast Insurance Group network.

Industries and operators we work with

At Insuregroup, we help transport businesses explore insurance options for semi trailers used in freight and logistics operations.
Our clients typically include:

K

Freight and logistics companies operating semi trailer fleets

K

Interstate and regional freight carriers

K

Supply chain operators transporting bulk goods

K

Agricultural transport businesses hauling produce or materials

K

Contract transport operators working across multiple industries

What does Semi Trailer Insurance cover?

Insurance for semi trailers can vary depending on the policy, insurer and trailer type, but standard inclusions may cover:

K

Accidental damage to the trailer

K

Theft or attempted theft

K

Fire, storm or malicious damage

K

Public liability for property damage or injury caused by the trailer

K

Legal liability for road-related incidents

Optional features may include cover for trailers while in transit or when detached from the prime mover, as well as protection for refrigerated or temperature-sensitive cargo equipment. Some policies may also offer windscreen and glass repair, breakdown recovery costs and business interruption cover if the trailer is unusable due to an insured event.

At Insuregroup, we’ll help you compare policies and inclusions to assess which features are suitable for your transport operation.

What does Semi Trailer Insurance not cover?

Semi trailer insurance provides valuable protection, but every policy includes exclusions that should be reviewed carefully. Each insurer has specific terms and conditions, so it’s important to read the Product Disclosure Statement (PDS) before choosing a policy.

Common exclusions may include:

M

General wear and tear or rust

M

Mechanical or electrical failure unrelated to an insured event

M

Damage that occurs during unauthorised use

M

Incidents involving unlicensed or unauthorised drivers

M

Losses due to illegal activity, misrepresentation or failure to disclose key information

At Insuregroup, we have extensive experience supporting transport operators with semi trailer insurance. We’re here to help clarify exclusions and guide you through the selection process so you can make informed decisions.

Request An Online Semi Trailer Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here

Step 1 of 2

Name(Required)

First Last

Phone(Required)

Email(Required)

Do you have an active ABN?(Required)

Please advise your ABN(Required)

Please select your occupation(Required)

What do you transport?(Required)

What do you construct?(Required)

Do you transport dangerous goods?(Required)

Do you transport refrigerated?(Required)

What sort of tradesman are you?(Required)

What do you manufacture?(Required)

What sort of drilling do you do?(Required)

Please describe your occupation(Required)

How many employees in your business? (Including working directors/owners)(Required)

How many items are you looking to insure?(Required)

Please describe the TRUCKS / TRAILERS / MACHINERY / VEHICLES you are looking to get insured. Please include as much detail as possible including YEAR MAKE MODEL REGO (if available) AND VALUE EXCLUDING GST. Please also include the item TYPE such as prime mover, crane, excavator, tipper truck, skip truck. Thankyou.(Required)

Did you include the ex gst value of the items in the description above?(Required)

Where are these items mostly garaged/stored?(Required)

Street Address Suburb Postcode

Are you currently insured for any of the above items?(Required)

Are you with an insurer directly or with an insurance broker?(Required)

Do you know who your insurer is?(Required)

Do you know who your insurer is? (not the broker)(Required)

Please advise who your insurer is(Required)

Please advise the insurance status of the above items(Required)

Do you have insurance on any other similar items currently?(Required)

Have you held insurance on any other similar items in the last 3 months?(Required)

Do you intend to dry hire (without operator) any of these items in the next 12 months?(Required)

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire?(Required)

Do you need a quote for public liability insurance?(Required)

Do you need a quote for carriers / load insurance?(Required)

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?(Required)

Have you or any partners or directors ever been declared bankrupt in the last 10 years?(Required)

Have you or any partners/directors had any policies cancelled/declined or special terms imposed?(Required)

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?(Required)

In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?(Required)

How urgent is the insurance?(Required)

How did you hear about Insuregroup?(Required)

If you have the purchase invoice for the items or any documents relevant you can upload them here

Max. file size: 128 MB.

Would you like to make any further comments before submitting the request? We will send you an email as soon as possible.(Required)

Please enter your comments/requests here(Required)

Our
Process

The Insuregroup insurance process – insurance solutions on demand.

We’ve streamlined our process to make arranging insurance fast and straightforward. Simply complete our online quote form with a few details and we’ll compare options from our network of insurers. Most quotes are turned around within 24 hours.

01

Submit a Quote Request
Online or Call Us Directly

Start by submitting a quote request through our online form or by calling our team. Provide your business and vehicle details, and we’ll begin sourcing the most suitable semi trailer insurance options for you.

Get an Online Quote

02

We Source
Competitive Quotes

We search a wide network of reputable insurers to find the most competitive and relevant policies for your semi trailers, drivers and goods – typically within 24 hours.

03

Receive a Clear,
Detailed Quote Summary

We present the available options in a clear, easy-to-understand email summary, outlining coverage, pricing and key inclusions tailored to your needs.

04

Finalise
& Get Covered

Once you’re satisfied with the recommended policy, simply accept the quote. We’ll handle the paperwork and activate your cover quickly – often on the same day.

Frequently Asked Questions

Do you need to insure a trailer in Australia?

Yes, trailers are not automatically covered under a truck’s insurance policy in many cases. If you own or operate a semi trailer, separate insurance may be required to protect against damage, theft, or liability, especially if the trailer is registered or used independently.

Does semi trailer insurance differ from truck insurance?

Yes, truck insurance typically covers the prime mover, while semi trailer insurance provides cover for the trailer component. These policies are often arranged separately, especially when the trailer is used under contract or owned by a different party. Both types of cover may be required for full protection.

What does semi trailer insurance cost?

The cost of semi trailer insurance depends on factors such as the trailer type, its value, usage, transport routes, and your claims history. Additional cover, like refrigerated units or business interruption, can also influence premiums. At Insuregroup, we help you compare semi trailer insurance costs across multiple providers to find options that suit your operations.

How can I get a quote for semi trailer insurance?

You can request a quote online or speak with us directly. We’ll ask for details such as the trailer type, age, value, usage and whether it’s used for local or interstate transport. Based on this, we will then help you identify and compare cover options for your semi trailer from reputable Australian insurers.

Are monthly premiums available?

Yes, we can arrange monthly payments. Easy and stress free!

When will insurance certificates be provided

We will issue you with a certificate of insurance promptly following the finalisation of your payment. These can be issued in electronic form, so as to ensure the fastest possible turnaround.

How long does it take to effect cover and produce certificates?

The time taken for insurers to confirm the cover request is generally no longer than half an hour. We demand the best in quality and reliability and for this reason we have access to over one hundred national and international insurance providers. Being specialists in insurance, you can be confident our insurers will respond in a prompt and proficient manner, allowing us to deliver much quicker insurance quotes than many of our competitors

What about Insuregroup?

At Insuregroup, we have no affiliations with any insurers, so you’re guaranteed that we act solely in your best interests – our service is transparent and honest. This means when we search through insurance policies within our network of insurers, we select only those offering the most extensive cover for the most competitive available price!

Semi Trailer Insurance Guides & Resources

View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.

View All

Insuregroup: Experts in Insurance

Specialist insurance broker
Exclusive coverage and premium rates
Access to over 100 national insurance markets

Request a Quote Online

5.0

Based on 82 reviews

powered by Google