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Fleet Insurance

As specialist insurance brokers, Insuregroup helps businesses navigate the process of arranging fleet insurance. We assist in exploring policy options so your vehicles can stay on the road and your operations continue with minimal disruption.

  • Licensed & Regulated Broker
  • Steadfast Group Member
  • 100+ insurance markets
2014
Broking Since
5,000+
Policies Arranged
100+
Insurance Markets
5.0
Google Rating (102)
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Fleet Insurance Brokers

We work with a range of insurers and specialist heavy vehicle underwriters, including Zurich, Allianz, Lloyd’s, QBE, CGU, NTI, GT Insurance and UAA. (Policy terms and availability subject to underwriting assessment).

Insuregroup

Why Fleet Managers Trust Insuregroup

Insuregroup (AFSL No. 525491) has specialised in transport, fleet and heavy vehicle insurance since 2014. Our team understands the operational pressures facing Australian fleet operators, from vehicle downtime and driver risk management to compliance obligations and rising operating costs, and brings extensive insight into the transport, logistics and plant machinery sectors.

Having supported everyone from courier fleets and trade businesses to interstate transport operators and commercial logistics companies, we’ve assisted with more than 5,000 insurance policies nationwide since our inception. Our experience across fleet insurance, heavy motor, trailers, plant and associated business risks allows us to help businesses navigate the insurance considerations involved in managing multiple vehicles and drivers across Australia. As a licensed and regulated Steadfast Group brokerage, we follow rigorous compliance standards while providing tailored guidance and ongoing support for Australian fleet operators.

Flexible payment options are available to support your business’s cash flow.

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  • Expert Advice

    Over 10 years of experience arranging thousands of commercial insurance policies for Australian businesses.

  • Quick Quotes

    Need cover fast? We provide timely fleet insurance quotes to keep your operations running smoothly. We work with a wide network of insurers to help you explore suitable fleet cover options that meet your business needs.

  • Policy Guidance

    We help transport businesses understand policy terms, inclusions and exclusions so they can make informed insurance decisions.

  • Claims Support

    If a claim occurs, our brokers assist with the process and work with insurers on your behalf.

Ready to Get a Quote?

Submit your details online in minutes. Our brokers will review your information and provide a range of available cover options based on how your business operates.

What Is Fleet Insurance?

Fleet insurance is a type of commercial vehicle cover that allows businesses to insure multiple vehicles under a single policy. Commercial fleet insurance is particularly useful for businesses wanting a streamlined way to manage renewals, claims and premiums.

As specialist brokers for fleet insurance, Insuregroup works with a wide network of insurers to help you find suitable options that match your business operations.

Types of Fleet Vehicles That Can Be Insured

At Insuregroup, we understand that businesses rely on a wide range of vehicles to operate efficiently. Experts in helping businesses find the right commercial fleet insurance, vehicles that can be insured under these policies include:

Used for freight, long-haul transport, and heavy-duty hauling.

Utes and Dual Cabs

Used by trades, contractors and businesses requiring versatile cargo and passenger vehicles. Used for local and long-distance delivery of goods in logistics and courier services. Including flatbed trailers, equipment trailers and other plant transporters.

Passenger Vehicles Used for Business

Used by employees and clients. Used for transporting perishable goods, loose materials and general freight. Whether you’re managing a fleet of 5 vehicles, 50 or more, we assist businesses across Australia in identifying and managing fleet insurance solutions suited to their needs. Specialists in fleet insurance in Australia, we source options from a broad network of insurance groups, including access to member products and pricing via our membership with Steadfast Insurance Group.

Industries and Operators We Work With

At Insuregroup, we help businesses that rely on multiple vehicles explore fleet insurance options suited to their operations.

Our clients typically include:

Transport and logistics companies operating small, medium or large vehicle fleets

Freight carriers and supply chain operators moving goods locally, regionally or interstate

Construction, civil and infrastructure contractors managing fleets of site, service or transport vehicles

Trade and service businesses operating utes, vans or light commercial vehicle fleets

Agricultural and rural enterprises running trucks and support vehicles across regional operations

Delivery, courier and distribution businesses using pantechs, curtain-siders, refrigerated trucks or light commercial vehicles

What Does Fleet Insurance Cover?

Fleet auto insurance policies can vary depending on the insurer and the level of coverage you choose. The right policy will depend on the size and nature of your fleet, as well as the specific risks your business faces.

Typically, cover can include:

Optional extras may include windscreen cover, hire vehicle after accident, signwriting, and employee personal effects. Wondering where to begin with finding a policy with appropriate cover? Insuregroup can help you compare options and understand which inclusions may be most relevant for your fleet operations.

What Doesn’t Fleet Insurance Cover?

While fleet car insurance can offer broad protection, it doesn’t cover everything. It’s important to be aware of common exclusions to ensure you understand the full scope of your policy.

Some common exclusions may include:

It’s important to check the Product Disclosure Statement (PDS) for each policy to understand specific exclusions and conditions. If you’re unsure about what’s not covered, Insuregroup can assist by helping you clarify policy details and assess risk areas.

Request a quote

Request an Online Fleet Insurance Quote

Please select from the options as required. You can select one or more options.

Complete the form below to receive a quote.

Completing the form usually takes 5 minutes.

Having trouble with the form? Contact Insuregroup

Thanks — your request is with us. A broker will call you back on the next business day. Need cover sooner? Call 1300 983 940.
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Include as much detail as possible: YEAR, MAKE, MODEL, REGO (if available) and VALUE EXCLUDING GST for each item, plus the item TYPE, such as prime mover, crane, excavator, tipper truck or skip truck.Please describe the items you want insured, including each item's value excluding GST.
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We reply on the next business day. Prefer to talk it through? Call 1300 983 940.

How it runs

Our Process

The Insuregroup Insurance Process – Insurance Solutions on Demand.

We’ve streamlined our process to make arranging insurance fast and straightforward. Simply complete our online quote form with a few details and we’ll compare options from our network of insurers. Most quotes are turned around within 24 hours.

  1. Submit a Quote Request, Online or by Phone

    Start by submitting a quote request through our online form or by calling our team. Provide your business and vehicle details, and we’ll begin sourcing the most suitable fleet insurance options for you.

  2. We Source Competitive Quotes

    We search a wide network of reputable insurers to find the most competitive and relevant policies for your vehicles, drivers and goods – typically within 24 hours.

  3. Receive a Clear, Detailed Quote Summary

    We present the available options in a clear, easy-to-understand email summary, outlining coverage, pricing and key inclusions tailored to your needs.

  4. Finalise and Get Covered

    Once you’re satisfied with the recommended policy, simply accept the quote. We’ll handle the paperwork and activate your cover quickly – often on the same day.

Fleet Insurance Guides & Resources

View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.

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Stirling Sanderson, Principal Broker at Insuregroup
Your Broker

Stirling Sanderson, Principal Broker

Stirling set up Insuregroup in 2014 after many years as an insurance underwriter and broker. He oversees the day-to-day broking, negotiates with insurers for clients and helps with claims, for everyone from single-truck owner-drivers to large fleets of trucks and heavy plant.

Qualifications
Bachelor of Business, majoring in Insurance; Diploma of Financial Services (Australian Institute of Insurance and Finance)
Experience
Licensed authorised broker for over 10 years
Authorised Representative No.
453069

Read our story

Insuregroup have been very professional and prompt in dealing with the management of our insurances for the last 3 years.
Kerry — Director, civil construction company

Read all 102 Google reviews

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Questions We Get Asked

Frequently Asked Questions

What Is the Difference Between Fleet and Non-Fleet?

Fleet insurance typically covers multiple vehicles under one policy, which can streamline management and renewals for businesses with several vehicles. Non-fleet insurance, on the other hand, covers each vehicle individually, which may be more suitable for businesses with only a few vehicles.

How Many Vehicles Does IT Take for a Fleet Policy?

Most insurers define a fleet as five or more vehicles, but some insurers may offer mini-fleet options for businesses with fewer vehicles. The exact number required can vary depending on the insurer and your specific needs. We can help you find fleet insurance options that align with your business size and structure, whether you have a handful of vehicles or a larger fleet.

Is Fleet Insurance Cheaper Than Insuring Each Vehicle Separately?

Fleet insurance can often be more cost-effective, especially for businesses with several vehicles. Insurers may offer discounts or more flexible options for managing a fleet, which can reduce the overall cost compared to insuring each vehicle separately. Insuregroup can help you compare different fleet insurance options and find the most cost-effective solution based on your risk profile.

Can You Insure Different Types of Vehicles Under Fleet Insurance?

Yes, fleet insurance can generally cover a range of vehicle types under one policy, including utes, vans, trucks and trailers. This flexibility allows businesses with diverse fleets to manage all their vehicles under a single policy, simplifying administration and reducing the overall burden of managing individual insurance policies for each vehicle type.

How Can I Get a Quote for Fleet Insurance?

To obtain a fleet insurance quote, you can contact Insuregroup directly via our website or by phone. Our team will take the time to understand your business’s fleet requirements and provide you with a range of suitable policy options. Walking you through the details, we’ll work with you to find a solution that meets your needs and ensure your vehicles are appropriately covered.

Are Monthly Premiums Available?

Yes, we can arrange monthly payments. Easy and stress free!

When Will Insurance Certificates Be Provided?

We will issue you with a certificate of insurance promptly following the finalisation of your payment. These can be issued in electronic form, so as to ensure the fastest possible turnaround.

How Long Does IT Take to Effect Cover and Produce Certificates?

The time taken for insurers to confirm the cover request is generally no longer than half an hour. We demand the best in quality and reliability and for this reason we have access to over one hundred national and international insurance providers. Being specialists in insurance, you can be confident our insurers will respond in a prompt and proficient manner, allowing us to deliver much quicker insurance quotes than many of our competitors

What About Insuregroup?

As your broker, Insuregroup acts on your behalf when arranging cover, and we aim to keep our service transparent and honest. When we search policies across our network of insurers, we look for options that suit your needs and budget, and explain the differences so you can decide.

Next Step

Talk to a specialist broker

Tell us what you run and how you run it. We review the options across our insurer panel and come back with cover that fits — usually inside one business day.

Call Broker Get a Quote