Fleet Insurance Brokers

As specialist insurance brokers, Insuregroup helps businesses navigate the process of arranging fleet insurance. We assist in exploring policy options so your vehicles can stay on the road and your operations continue with minimal disruption.

We work with a range of insurers and specialist heavy vehicle underwriters, including Zurich, Allianz, Lloyd’s, QBE, CGU, NTI, GT Insurance and UAA. (Policy terms and availability subject to underwriting assessment).

Why fleet managers trust Insuregroup

Founded and led by Stirling Sanderson, Insuregroup (AFSL No. 525491) has specialised in truck and transport insurance since 2014. A second-generation insurance professional with more than 15 years of industry experience, Stirling understands the risks Australian truck operators face on the road and in their business. Building on a family legacy that helped establish UAA, one of Australia’s largest heavy equipment underwriters, he brings a unique depth of knowledge across the transport and machinery sectors.

Having worked with everyone from owner-drivers to large fleet operators, we’ve assisted with more than 1,000 insurance policies nationwide since our inception. Our understanding of transport operations helps us guide clients through the insurance considerations that come with running trucks and heavy vehicles across Australia. As a licensed and regulated Steadfast Group brokerage, we follow rigorous compliance standards and deliver trusted advice and support when you need it most.

MONTHLY INSTALMENTS

Flexible payment options are available to support your business’s cash flow.

EXPERT ADVICE

Over 10 years of experience arranging thousands of commercial insurance policies for Australian businesses.

QUICK QUOTES

Need cover fast? We provide timely fleet insurance quotes to keep your operations running smoothly.

RANGE OF OPTIONS

We work with a wide network of insurers to help you explore suitable fleet cover options that meet your business needs.

POLICY GUIDANCE

We help transport businesses understand policy terms, inclusions and exclusions so they can make informed insurance decisions.

CLAIMS SUPPORT

If a claim occurs, our brokers assist with the process and work with insurers on your behalf.

Real Customer Reviews

Ready to get a quote?

Submit your details online in minutes. Our brokers will review your information and provide a range of available cover options based on how your business operates.

Start Your Quote

What is Fleet Insurance?

Fleet insurance is a type of commercial vehicle cover that allows businesses to insure multiple vehicles under a single policy. Commercial fleet insurance is particularly useful for businesses wanting a streamlined way to manage renewals, claims and premiums.

As specialist brokers for fleet insurance, Insuregroup works with a wide network of insurers to help you find suitable options that match your business operations.

Types of Fleet Vehicles That Can Be Insured

At Insuregroup, we understand that businesses rely on a wide range of vehicles to operate efficiently. Experts in helping businesses find the right commercial fleet insurance, vehicles that can be insured under these policies include:

Get an Online Quote

Trucks and prime movers

Used for freight, long-haul transport, and heavy-duty hauling.

Utes and dual cabs

Used by trades, contractors and businesses requiring versatile cargo and passenger vehicles.

Delivery vans

Used for local and long-distance delivery of goods in logistics and courier services.

Trailers and mobile plant

Including flatbed trailers, equipment trailers and other plant transporters.

Passenger vehicles used for business

Used by employees and clients.

Refrigerated, tipper and curtain-side trailers

Used for transporting perishable goods, loose materials and general freight.

Whether you’re managing a fleet of 5 vehicles, 50 or more, we assist businesses across Australia in identifying and managing fleet insurance solutions suited to their needs.

Specialists in fleet insurance in Australia, we source options from a broad network of insurance groups, including access to member products and pricing via our membership with Steadfast Insurance Group.

Industries and operators we work with

At Insuregroup, we help businesses that rely on multiple vehicles explore fleet insurance options suited to their operations.
Our clients typically include:

K

Transport and logistics companies operating small, medium or large vehicle fleets

K

Freight carriers and supply chain operators moving goods locally, regionally or interstate

K

Construction, civil and infrastructure contractors managing fleets of site, service or transport vehicles

K

Trade and service businesses operating utes, vans or light commercial vehicle fleets

K

Agricultural and rural enterprises running trucks and support vehicles across regional operations

K

Delivery, courier and distribution businesses using pantechs, curtain-siders, refrigerated trucks or light commercial vehicles

What Does Fleet Insurance Cover?

Fleet auto insurance policies can vary depending on the insurer and the level of coverage you choose. The right policy will depend on the size and nature of your fleet, as well as the specific risks your business faces.
Typically, cover can include:

K

Accidental damage to vehicles in your fleet

K

Theft or attempted theft

K

Fire, flood, or malicious damage

K

Third-party property damage

K

Legal liability associated with the operation of your fleet

Optional extras may include windscreen cover, hire vehicle after accident, signwriting, and employee personal effects. Wondering where to begin with finding a policy with appropriate cover? Insuregroup can help you compare options and understand which inclusions may be most relevant for your fleet operations.

What Doesn’t Fleet Insurance Cover?

While fleet car insurance can offer broad protection, it doesn’t cover everything. It’s important to be aware of common exclusions to ensure you understand the full scope of your policy.
Some common exclusions may include:

M

General wear and tear on the trailer

M

Mechanical or electrical breakdown not caused by an insured event

M

Unauthorised or unlicensed drivers

M

Use outside of the agreed business purposes

M

Driving under the influence of alcohol or drugs

It’s important to check the Product Disclosure Statement (PDS) for each policy to understand specific exclusions and conditions. If you’re unsure about what’s not covered, Insuregroup can assist by helping you clarify policy details and assess risk areas.

Request An Online Fleet Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here

Step 1 of 2

Name(Required)

First Last

Phone(Required)

Email(Required)

Do you have an active ABN?(Required)

Please advise your ABN(Required)

Please select your occupation(Required)

What do you transport?(Required)

What do you construct?(Required)

Do you transport dangerous goods?(Required)

Do you transport refrigerated?(Required)

What sort of tradesman are you?(Required)

What do you manufacture?(Required)

What sort of drilling do you do?(Required)

Please describe your occupation(Required)

How many employees in your business? (Including working directors/owners)(Required)

How many items are you looking to insure?(Required)

Please describe the TRUCKS / TRAILERS / MACHINERY / VEHICLES you are looking to get insured. Please include as much detail as possible including YEAR MAKE MODEL REGO (if available) AND VALUE EXCLUDING GST. Please also include the item TYPE such as prime mover, crane, excavator, tipper truck, skip truck. Thankyou.(Required)

Did you include the ex gst value of the items in the description above?(Required)

Where are these items mostly garaged/stored?(Required)

Street Address Suburb Postcode

Are you currently insured for any of the above items?(Required)

Are you with an insurer directly or with an insurance broker?(Required)

Do you know who your insurer is?(Required)

Do you know who your insurer is? (not the broker)(Required)

Please advise who your insurer is(Required)

Please advise the insurance status of the above items(Required)

Do you have insurance on any other similar items currently?(Required)

Have you held insurance on any other similar items in the last 3 months?(Required)

Do you intend to dry hire (without operator) any of these items in the next 12 months?(Required)

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire?(Required)

Do you need a quote for public liability insurance?(Required)

Do you need a quote for carriers / load insurance?(Required)

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?(Required)

Have you or any partners or directors ever been declared bankrupt in the last 10 years?(Required)

Have you or any partners/directors had any policies cancelled/declined or special terms imposed?(Required)

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?(Required)

In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?(Required)

How urgent is the insurance?(Required)

How did you hear about Insuregroup?(Required)

If you have the purchase invoice for the items or any documents relevant you can upload them here

Max. file size: 128 MB.

Would you like to make any further comments before submitting the request? We will send you an email as soon as possible.(Required)

Please enter your comments/requests here(Required)

Our
Process

The Insuregroup insurance process – insurance solutions on demand.

We’ve streamlined our process to make arranging insurance fast and straightforward. Simply complete our online quote form with a few details and we’ll compare options from our network of insurers. Most quotes are turned around within 24 hours.

01

Submit a Quote Request
Online or Call Us Directly

Start by submitting a quote request through our online form or by calling our team. Provide your business and vehicle details, and we’ll begin sourcing the most suitable fleet insurance options for you.

Get an Online Quote

02

We Source
Competitive Quotes

We search a wide network of reputable insurers to find the most competitive and relevant policies for your vehicles, drivers and goods – typically within 24 hours.

03

Receive a Clear,
Detailed Quote Summary

We present the available options in a clear, easy-to-understand email summary, outlining coverage, pricing and key inclusions tailored to your needs.

04

Finalise
& Get Covered

Once you’re satisfied with the recommended policy, simply accept the quote. We’ll handle the paperwork and activate your cover quickly – often on the same day.

Frequently Asked Questions

What is the difference between fleet and non-fleet?

Fleet insurance typically covers multiple vehicles under one policy, which can streamline management and renewals for businesses with several vehicles. Non-fleet insurance, on the other hand, covers each vehicle individually, which may be more suitable for businesses with only a few vehicles.

How many vehicles does it take for a fleet policy?

Most insurers define a fleet as five or more vehicles, but some insurers may offer mini-fleet options for businesses with fewer vehicles.

The exact number required can vary depending on the insurer and your specific needs. We can help you find fleet insurance options that align with your business size and structure, whether you have a handful of vehicles or a larger fleet.

Is fleet insurance cheaper than insuring each vehicle separately?

Fleet insurance can often be more cost-effective, especially for businesses with several vehicles. Insurers may offer discounts or more flexible options for managing a fleet, which can reduce the overall cost compared to insuring each vehicle separately. Insuregroup can help you compare different fleet insurance options and find the most cost-effective solution based on your risk profile.

Can you insure different types of vehicles under fleet insurance?

Yes, fleet insurance can generally cover a range of vehicle types under one policy, including utes, vans, trucks and trailers. This flexibility allows businesses with diverse fleets to manage all their vehicles under a single policy, simplifying administration and reducing the overall burden of managing individual insurance policies for each vehicle type.

How can I get a quote for Fleet Insurance?

To obtain a fleet insurance quote, you can contact Insuregroup directly via our website or by phone. Our team will take the time to understand your business’s fleet requirements and provide you with a range of suitable policy options. Walking you through the details, we’ll work with you to find a solution that meets your needs and ensure your vehicles are appropriately covered.

Are monthly premiums available?

Yes, we can arrange monthly payments. Easy and stress free!

When will insurance certificates be provided

We will issue you with a certificate of insurance promptly following the finalisation of your payment. These can be issued in electronic form, so as to ensure the fastest possible turnaround.

How long does it take to effect cover and produce certificates?

The time taken for insurers to confirm the cover request is generally no longer than half an hour. We demand the best in quality and reliability and for this reason we have access to over one hundred national and international insurance providers. Being specialists in insurance, you can be confident our insurers will respond in a prompt and proficient manner, allowing us to deliver much quicker insurance quotes than many of our competitors

What about Insuregroup?

At Insuregroup, we have no affiliations with any insurers, so you’re guaranteed that we act solely in your best interests – our service is transparent and honest. This means when we search through insurance policies within our network of insurers, we select only those offering the most extensive cover for the most competitive available price!

Fleet Insurance Guides & Resources

View our latest guides on truck insurance, regulatory considerations and managing risk in transport operations.

View All

Insuregroup: Experts in Insurance

Specialist insurance broker
Exclusive coverage and premium rates
Access to over 100 national insurance markets

Request a Quote Online

5.0

Based on 82 reviews

powered by Google