CGU home and contents insurance, what’s the difference between local, monitored and securitel alarm?
Property Has a Burglar Alarm
Security details are used to determine if minimum security requirements are met. It may also enable a reduction in the premium.
Note the Following Differences Between the Types of Alarms.
A local alarm only sounds when triggered. There is no dial out to advise anyone of the disturbance.
A monitored back to base sounds when triggered and dials out to a security company or emergency service. A discount applies to the policy premium.
A Securitel/Landline is an alarm that sounds when triggered and dials out. The dial out is to a predetermined list of contacts that have been supplied by the insured, e.g. the insured, a neighbour or a friend.