Crane Truck/HIAB
Insurance

Crane trucks and HIABs play an important role in industries like transport, logistics and construction. These dual-purpose vehicles can present unique risks, from equipment damage and loading incidents to third-party liabilities and compliance challenges. Whether managing a single unit or multiple vehicles, having relevant insurance in place may help support your risk management strategy and minimise potential downtime.

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What is Crane Truck/HIAB Insurance?

Crane truck insurance is a form of commercial motor insurance designed to help manage risks associated with operating heavy vehicles that include lifting or hydraulic loading equipment. These vehicles are commonly used by contractors, delivery operators and civil or infrastructure businesses where transporting and handling materials is part of the daily workflow.

Depending on the insurer and policy selected, cover may extend to vehicle damage, theft, fire, public liability or incidents occurring during operation or transit. At Insuregroup, we assist businesses across Australia in comparing insurance options aligned with their crane truck usage and operational requirements.

Do you need Crane Truck/HIAB Insurance?

If your work involves transporting goods or operating a mounted crane or hydraulic arm, this type of insurance may be worth considering. Crane trucks are often exposed to additional risks during loading or unloading, operating on work sites or navigating through varying traffic environments.

Not all general commercial motor policies will cover the full scope of these activities, such as lifting operations or long-haul use. Assessing your policy with a broker may help clarify whether your current cover reflects your business needs, service area and equipment value.

Why Insuregroup?

MONTHLY INSTALMENTS

Flexible payment options may be available to assist with managing business cash flow while keeping your vehicle covered.

EXPERT ADVICE

Our brokers understand the transport and lifting sectors, helping you assess options for crane truck and HIAB insurance based on your usage and exposure.

QUICK QUOTES

Need cover quickly? We aim to provide efficient turnaround on quotes so you can assess your options without delay and stay focused on operations.

RANGE OF OPTIONS

With access to a wide insurer network, we can help you compare products that reflect your business location, industry and equipment setup.

Google Reviews

Stirling Sanderson, Managing Director of InsureGroup, helped me sort out my Certificate of Currency ( Insurance) to include flood cover for my Strata/Sectional Title property in an extremely efficient and prompt manner. I can highly recommend him. Thank you, Stirling. Wendy Morley
 Clyde Hilton

April 8, 2025 
Stirling made insuring our truck such an easy and quick process. He’s very responsive with any questions we had – highly recommend!
 Dania N

April 8, 2025 
When my previous insurer decided to stop insuring commercial delivery pantechs for local deliveries and discovering several other companies also backed away from this type of industry, Sterling found the coverage I needed for peace of mind and to keep the wheels turning promptly and efficiently.
 j sladok

April 8, 2025 
Stirling was great for helping me find commercial truck insurance. He was prompt at responding and sorted everything out same day.
 Jess Langan

April 8, 2025 

Types of Crane Trucks/HIABS That Can Be Insured

We work with businesses across a range of sectors, helping them explore cover for different vehicle types used for material handling, freight and onsite lifting tasks.

Examples of insurable vehicles include:

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Crane Trucks/HIABs

Trucks equipped with hydraulic arms for loading/unloading equipment or materials.

Flatbeds with Lifting Equipment

Ideal for building supplies, site equipment or irregular loads.

Tippers with Crane Attachments

Common in excavation and landscaping for dual transport and lift use.

Pantechs with Cranes

Used for heavier boxed goods that need assisted unloading.

Curtainsiders with HIABs

For palletised freight, where loading support is needed at delivery points.

Tabletops with Light Cranes

Frequently used for urban delivery of equipment or compact materials.

Tow Trucks with Cranes

Often used to recover or reposition vehicles or machinery.

Whether your vehicle is used locally or on longer routes, reviewing your insurance annually or as your operations grow can be an important step in managing risk and ensuring continuity.

As a member of the Steadfast Insurance Group, Insuregroup gives you access to a wide panel of insurers across Australia. We assist in identifying suitable policies aligned with your vehicle’s purpose, industry and operational environment.

What does Crane Truck/HIAB Insurance cover?

The coverage offered under an insurance policy for a crane truck or HIAB vehicle will vary based on factors such as the insurer, vehicle type, lifting capacity and how the vehicle is used. However, many policies may include protection against key operational risks.

Cover may include:

Accidental damage to the insured vehicle

Theft, fire or malicious damage

Public liability for injury or property damage

Incidents during lifting, loading or transit

Towing and recovery after an insured event

Optional extras such as windscreen repair or rental vehicle assistance

Each policy will also have its own conditions and limits. As these can be complex, our brokers can assist in comparing insurers and navigating your options to help you find cover suited to your vehicle’s use and business operations.

What does Crane Truck/HIAB Insurance not cover?

Understanding the limitations of your policy is equally important as knowing what is included. Exclusions, just like inclusions, can vary between providers and may affect claims in certain situations.

Common exclusions may include:

Gradual wear, rust or deterioration

Mechanical or electrical breakdowns not linked to an insured event

Use by unlicensed or unauthorised drivers

Operations outside the agreed business purpose

Damage resulting from illegal activity

Modifications not disclosed to the insurer

We recommend reading through the Product Disclosure Statement (PDS) carefully to understand any exclusions. Our team is available to assist you in assessing and making sense of these details, supporting informed decisions concerning your cover.

Online Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here

Step 1 of 2

Name(Required)

First Last

Phone(Required)

Email(Required)

Do you have an active ABN?(Required)

Please advise your ABN(Required)

Please select your occupation(Required)

What do you transport?(Required)

What do you construct?(Required)

Do you transport dangerous goods?(Required)

Do you transport refrigerated?(Required)

What sort of tradesman are you?(Required)

What do you manufacture?(Required)

What sort of drilling do you do?(Required)

Please describe your occupation(Required)

How many employees in your business? (Including working directors/owners)(Required)

How many items are you looking to insure?(Required)

Please describe the TRUCKS / TRAILERS / MACHINERY / VEHICLES you are looking to get insured. Please include as much detail as possible including YEAR MAKE MODEL REGO (if available) AND VALUE EXCLUDING GST. Please also include the item TYPE such as prime mover, crane, excavator, tipper truck, skip truck. Thankyou.(Required)

Did you include the ex gst value of the items in the description above?(Required)

Where are these items mostly garaged/stored?(Required)

Street Address Suburb Postcode

Are you currently insured for any of the above items?(Required)

Are you with an insurer directly or with an insurance broker?(Required)

Do you know who your insurer is?(Required)

Do you know who your insurer is? (not the broker)(Required)

Please advise who your insurer is(Required)

Please advise the insurance status of the above items(Required)

Do you have insurance on any other similar items currently?(Required)

Have you held insurance on any other similar items in the last 3 months?(Required)

Do you intend to dry hire (without operator) any of these items in the next 12 months?(Required)

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire?(Required)

Do you need a quote for public liability insurance?(Required)

Do you need a quote for carriers / load insurance?(Required)

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?(Required)

Have you or any partners or directors ever been declared bankrupt in the last 10 years?(Required)

Have you or any partners/directors had any policies cancelled/declined or special terms imposed?(Required)

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?(Required)

In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?(Required)

How urgent is the insurance?(Required)

How did you hear about Insuregroup?(Required)

If you have the purchase invoice for the items or any documents relevant you can upload them here

Max. file size: 128 MB.

Would you like to make any further comments before submitting the request? We will send you an email as soon as possible.(Required)

Please enter your comments/requests here(Required)

Our Process

The Insuregroup insurance process – insurance solutions on demand.

In order to meet the demand for fast, simple, and convenient insurance solutions Australia-wide, we’ve developed an insurance process capable of providing you with all the information you need – including an insurance quote within 24 hours. To achieve this, we offer a simple and user-friendly online quote form that requires a few simple details to generate the most competitive and applicable quote in the market.

To provide you with the solution you need within such a short timeframe, we have implemented a short and highly effective system, which is outlined below:

1. Provide us with your business information for your asset(s)

Simply provide us with your business information online and we’ll take care of the rest to find you the most competitive insurance quote.

2. We will locate the most competitive and applicable insurance quotes

We’ll scour the insurance market to locate the most competitive and applicable quotes from a vast network of insurers. This will typically take no more than 24 hours.

3. We will present you with the best available quotes

We process the best of the available quotes and draft an email with the relevant details.

4. Detailed email

You receive the email detailing the most competitive insurance quote available.

5. Finalise contract & accept quote

From this point, all that is required to finalise the contract is acceptance and payment via email or telephone – the entire process can be streamlined to a mere 24 hours.

Our process allows us to provide you with the best insurance solutions for your asset(s) in the shortest time possible

Frequently Asked Questions

Is there a difference in insurance between a crane truck and HIAB?

While often used interchangeably, HIAB refers to a brand of loader cranes rather than a different vehicle type. Insurance needs may differ slightly based on equipment type and usage, so it’s worth reviewing the specifics with a broker.

How does crane truck insurance differ from crane operators insurance?

Crane truck insurance focuses on the vehicle and its equipment, while crane operators insurance generally relates to standalone cranes and operator liability. Selecting an appropriate policy generally requires an assessment of how the machinery is integrated into your business.

What does crane truck/HIAB insurance cost?

The cost of crane truck or HIAB insurance in Australia depends on several factors, including the make and model of the truck, the value of the vehicle and equipment, how and where the vehicle is operated, the level of cover selected and more. Speaking with a broker can help you understand which factors are most relevant to your situation and provide a clearer estimate based on your operational profile.

How can I get a quote for crane truck/HIAB Insurance?

You can request a quote using our online form or by contacting our team directly to discuss your vehicle, usage and cover requirements. We’ll help gather the relevant details and present options from our network of insurers to support a well-informed decision.

How long does the process take?

We believe in providing our customers with excellent customer service and to guarantee you the most targeted service we strive to respond to your needs with upmost urgency. With a great deal of experience in our field, we can generally turn around a quote and bind a policy within 24 hours.

Can you produce certificates of insurance immediately?

With access to advanced technology, we can provide electronic certificates of insurance for you in a prompt and timely manner. We do require payment prior to issuing the certificates, however.

Does Insuregroup shop around extensively?

Insuregroup has access to over 100 insurance markets both nationally and internationally. We routinely research these markets to ensure our customers get the right cover and the best available price.

What if I need to know more about insurance covers?

Choosing an insurance policy is a significant investment – it is important to feel informed and involved in the process and our team recognises that you might want clarification on a few points before committing to anything. If you feel you would like to learn more, we invite you to call us on 1300 760 552 so our friendly team can answer any queries you may have.

Insuregroup: Experts in Insurance

Specialist insurance broker
Exclusive coverage and premium rates
Access to over 100 national insurance markets

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