Van

Insurance

Finding the right commercial van insurance can be challenging, especially when balancing cover and cost. At Insuregroup, we understand that whether you’re a tradesperson, courier or managing a small fleet, having the right cover helps reduce potential disruptions and losses to your business.

Get an Online Quote

1300 983 940

5.0

Based on 60 reviews

What is Commercial Van Insurance?

Commercial van insurance is designed to protect vehicles used for business purposes, such as deliveries, transport of tools or goods, or mobile services. This type of cover may help reduce financial loss due to damage, theft, or liability related to your business vehicle.

At Insuregroup, we work with a broad network of insurers to help you explore available options and source suitable commercial van insurance for your business—whether you’re operating in QLD, NSW or anywhere in Australia.

Who Needs Van Insurance?

If you use a van for business purposes, whether full-time or occasionally, a personal car insurance policy may not offer the coverage you require. Commercial van insurance is specifically designed for sole traders, mobile services, tradespeople, delivery drivers and business operators.

At Insuregroup, our experienced team can help identify suitable insurance solutions that align with your business needs and address the unique risks involved in operating commercial vehicles. We work with you to ensure your van is appropriately covered, protecting your business from potential disruptions.

Why Insuregroup?

MONTHLY INSTALMENTS

Flexible payment plans are available for commercial van insurance, helping you manage cash flow and avoid large upfront costs.

EXPERT ADVICE

With over 10 years of experience, our team has arranged thousands of commercial van insurance policies, providing specialised support to suit Australian businesses.

QUICK QUOTES

Need van insurance quickly? We offer fast and efficient quotes, ensuring your vehicles are covered without delay.

RANGE OF OPTIONS

We partner with a broad network of insurers to offer a variety of van insurance options, ensuring you find the right cover for your business needs.

Google Reviews

Stirling Sanderson, Managing Director of InsureGroup, helped me sort out my Certificate of Currency ( Insurance) to include flood cover for my Strata/Sectional Title property in an extremely efficient and prompt manner. I can highly recommend him.
Thank you, Stirling.
Wendy Morley
Clyde Hilton
April 8, 2025 

Stirling made insuring our truck such an easy and quick process. He's very responsive with any questions we had - highly recommend!
Dania N
April 8, 2025 

When my previous insurer decided to stop insuring commercial delivery pantechs for local deliveries and discovering several other companies also backed away from this type of industry, Sterling found the coverage I needed for peace of mind and to keep the wheels turning promptly and efficiently.
j sladok
April 8, 2025 

Stirling was great for helping me find commercial truck insurance. He was prompt at responding and sorted everything out same day.
Jess Langan
April 8, 2025 

Types of Vans That Can Be Insured

At Insuregroup, we help businesses find commercial van insurance options to meet various operational needs. Whether you’re running a fleet of vans or just one, we’ll assist you in securing the right cover for your vehicles.

Common types of vans that can be insured include:

Get an Online Quote

Trades and service vans

Used by contractors and tradies to transport tools, equipment, and materials.

Delivery and courier vans

Designed for high-mileage, stop-start traffic, typically used in logistics and last-mile deliveries.

Refrigerated vans

For transporting perishable goods, including food and pharmaceuticals.

Modified vans for business use

Customised for mobile workshops or specialised equipment transport.

Passenger vans

Used for transporting people, such as shuttle services or rideshare operations.

Cargo vans

Ideal for securely transporting goods of various sizes.

As specialists in commercial insurance for vans, we work with a broad network of insurers to help you find the most suitable cover. We also offer flexible monthly payment options and access to member products and pricing through partnerships with industry groups like Steadfast Insurance Group.

What Does Van Insurance Cover?

Commercial van insurance policies can vary depending on the insurer and the level of coverage chosen.
Common inclusions often cover:

Accidental damage to your van

Theft or attempted theft

Fire and malicious damage

Third-party property damage

Legal liability for third-party property damage

Depending on the insurer and policy, additional cover may be available for items such as tools, vehicle signage, modifications, or goods in transit. It’s important to review the specifics of your policy to ensure it meets your business’s needs. Insuregroup can help you navigate the options available and secure the coverage you require.

What Isn’t Covered?

While commercial van insurance provides valuable protection, there are some common exclusions to watch out for.
These may include:

General wear and tear on the trailer

Mechanical or electrical failure not caused by an insured event

Damage resulting from unlicensed or unauthorised drivers

Use outside the scope of your business activities

Coverage for goods being transported or kept in the van

Always review the Product Disclosure Statement (PDS) to understand specific exclusions in your policy. If you’re unsure about what’s not covered, Insuregroup can assist in clarifying these details and finding a policy that suits your business needs.

Online Insurance Quote

Please select from the options as required. You can select one or more options.
Complete the form below to receive a quote.
Completing the form usually takes 5 minutes.
Having trouble with the form? Contact Insuregroup click here

Step 1 of 2

Name(Required)

First Last

Phone(Required)

Email(Required)

Do you have an active ABN?(Required)

Please advise your ABN(Required)

Please select your occupation(Required)

What do you transport?(Required)

What do you construct?(Required)

Do you transport dangerous goods?(Required)

Do you transport refrigerated?(Required)

What sort of tradesman are you?(Required)

What do you manufacture?(Required)

What sort of drilling do you do?(Required)

Please describe your occupation(Required)

How many employees in your business? (Including working directors/owners)(Required)

How many items are you looking to insure?(Required)

Please describe the TRUCKS / TRAILERS / MACHINERY / VEHICLES you are looking to get insured. Please include as much detail as possible including YEAR MAKE MODEL REGO (if available) AND VALUE EXCLUDING GST. Please also include the item TYPE such as prime mover, crane, excavator, tipper truck, skip truck. Thankyou.(Required)

Did you include the ex gst value of the items in the description above?(Required)

Where are these items mostly garaged/stored?(Required)

Street Address Suburb Postcode

Are you currently insured for any of the above items?(Required)

Are you with an insurer directly or with an insurance broker?(Required)

Do you know who your insurer is?(Required)

Do you know who your insurer is? (not the broker)(Required)

Please advise who your insurer is(Required)

Please advise the insurance status of the above items(Required)

Do you have insurance on any other similar items currently?(Required)

Have you held insurance on any other similar items in the last 3 months?(Required)

Do you intend to dry hire (without operator) any of these items in the next 12 months?(Required)

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire?(Required)

Do you need a quote for public liability insurance?(Required)

Do you need a quote for carriers / load insurance?(Required)

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old(adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months?(Required)

Have you or any partners or directors ever been declared bankrupt in the last 10 years?(Required)

Have you or any partners/directors had any policies cancelled/declined or special terms imposed?(Required)

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years?(Required)

In the past 5 years have you or any of your drivers had:- any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter?(Required)

How urgent is the insurance?(Required)

How did you hear about Insuregroup?(Required)

If you have the purchase invoice for the items or any documents relevant you can upload them here

Max. file size: 128 MB.

Would you like to make any further comments before submitting the request? We will send you an email as soon as possible.(Required)

Please enter your comments/requests here(Required)

Our Process

The Insuregroup insurance process – insurance solutions on demand.

In order to meet the demand for fast, simple, and convenient insurance solutions Australia-wide, we’ve developed an insurance process capable of providing you with all the information you need – including an insurance quote within 24 hours. To achieve this, we offer a simple and user-friendly online quote form that requires a few simple details to generate the most competitive and applicable quote in the market.

To provide you with the solution you need within such a short timeframe, we have implemented a short and highly effective system, which is outlined below:

1. Provide us with your business information for your asset(s)

Simply provide us with your business information online and we’ll take care of the rest to find you the most competitive insurance quote.

2. We will locate the most competitive and applicable insurance quotes

We’ll scour the insurance market to locate the most competitive and applicable quotes from a vast network of insurers. This will typically take no more than 24 hours.

3. We will present you with the best available quotes

We process the best of the available quotes and draft an email with the relevant details.

4. Detailed email

You receive the email detailing the most competitive insurance quote available.

5. Finalise contract & accept quote

From this point, all that is required to finalise the contract is acceptance and payment via email or telephone – the entire process can be streamlined to a mere 24 hours.

Our process allows us to provide you with the best insurance solutions for your asset(s) in the shortest time possible

Frequently Asked Questions

What types of cover are available for vans?

Van insurance typically offers comprehensive, third-party fire and theft, or third-party only cover. Depending on your needs, additional cover options for tools, signage, and equipment may be available. It’s important to select the level of cover that suits your business, ensuring your vans and assets are adequately protected for your operations.

Can I insure multiple vans under one policy?

Yes, you can insure multiple vans under one policy with a fleet insurance plan. Fleet policies often offer benefits like cost savings, simplified administration, and coverage that meets your business’s needs. Insuregroup can help you identify the most suitable fleet insurance options and ensure your policy is structured correctly for your van fleet.

Does van insurance cover the tools and equipment inside the vehicle?

Some van insurance policies offer optional cover for tools and equipment stored inside the vehicle. It’s crucial to confirm this coverage with your insurer, especially if you transport valuable tools or business equipment. Ensuring the correct coverage can help safeguard your business’s assets in case of theft or damage.

Are modifications to my van covered?

Modifications to your van, such as custom fittings or equipment, may be covered depending on your insurance policy. However, it’s essential to declare all modifications to your insurer when arranging or renewing your insurance. Failing to do so can impact your coverage or claims in the event of an incident.

How can I get a quote for Van Insurance?

Getting a van insurance quote with Insuregroup is easy. Simply contact us through our website or by phone. Our team will review your business needs with you and then source and compare various commercial van insurance options to ensure you can secure cover that suits your vehicles and operations.

Are monthly premiums available?

Yes, we can arrange monthly payments. Easy and stress free!

When will insurance certificates be provided

We will issue you with a certificate of insurance promptly following the finalisation of your payment. These can be issued in electronic form, so as to ensure the fastest possible turnaround.

How long does it take to effect cover and produce certificates?

The time taken for insurers to confirm the cover request is generally no longer than half an hour. We demand the best in quality and reliability and for this reason we have access to over one hundred national and international insurance providers. Being specialists in insurance, you can be confident our insurers will respond in a prompt and proficient manner, allowing us to deliver much quicker insurance quotes than many of our competitors

What about Insuregroup?

At Insuregroup, we have no affiliations with any insurers, so you’re guaranteed that we act solely in your best interests – our service is transparent and honest. This means when we search through insurance policies within our network of insurers, we select only those offering the most extensive cover for the most competitive available price!

Insuregroup: Experts in Insurance

Specialist insurance broker
Exclusive coverage and premium rates
Access to over 100 national insurance markets

Request a Quote Online

5.0