Strata Insurance Valuation: Why and How Often to Revalue
The building sum insured is a committee decision with consequences for every owner. What a valuation should include, and why the figure drifts between valuations.
Insurance Insights
Insurance insights
Plain-English writing on truck, plant and business insurance — what cover actually responds to, what trips operators up, and what changes at renewal.
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Crane Truck Insurance: Where the Motor Policy Stops
A hiab truck is a vehicle on the road and a crane on site. Motor and liability policies can each assume the other one handles the lift. Here…
Builders Insurance: What Builders Typically Carry
A building business carries several policies that each answer a different question. How they fit together, and where the gaps usually sit.
Tilt Tray Insurance: Loads, Winching and Tie-Downs
The tilt tray is only half the risk. The other half is the car, machine or container on the deck, and whose policy pays when it is damaged.
Mini Digger Hire Insurance: What the Hire Agreement Puts on You
Hire a mini digger for a week and the hire agreement usually makes it your machine to lose. What a damage waiver does, what it does not, and…
Products Liability Insurance Explained: Who Needs It and Why
If you sell, make, import or install anything, your liability follows the product out the door. How products liability works and where it stops.
Strata Water Damage: Who Pays for Leaks and Burst Pipes
Water does not respect lot boundaries. Who pays for a leak depends on where it started, what failed, and whether it happened suddenly or over months.
Truck Insurance Melbourne: Port, Metro and Overnight Risks
Melbourne trucks collect laneway scrapes, container yard knocks and street-parking theft risk. How to set up a policy around the way metro and port work actually runs.
Backhoe Insurance: Backhoes, Wheel Loaders and Tool Carriers
A backhoe digs, loads and drives itself between jobs. The policy has to follow all three roles, and the road trip is where gaps usually appear.
Tax Audit Insurance Explained: What It Pays and What It Does Not
Tax audit insurance pays your accountant's fees to respond to an ATO review or audit. It does not pay the tax, the interest or the penalties.