Insuregroup is a Brisbane-based specialist truck insurance broker for owner-drivers, fleets and transport businesses in Brisbane, South East Queensland and across Australia. We look at how your trucks are used and compare cover options across our network of insurers.
Insuregroup is a specialist truck and heavy vehicle insurance broker with its office in Brisbane City. We arrange cover for owner-drivers, fleet operators and transport businesses based in Brisbane and South East Queensland, and for operators right across Australia. Whether your trucks run local deliveries, work on civil sites or run interstate, we look at how the business actually operates and find cover options that fit.
If you run trucks in other states as well, our truck insurance Australia page covers national and interstate operations in more detail.
Brisbane trucks do a wide mix of work, and each pattern of use changes what a policy needs to handle:
Tell us the work you do and the routes you run. Insurers rate trucks on use, radius and the type of goods carried, so an accurate description up front helps avoid gaps later.
Queensland is one of the states where the Heavy Vehicle National Law (HVNL) applies, and the National Heavy Vehicle Regulator (NHVR) administers it. Mass, dimension and loading rules, fatigue management and chain of responsibility duties all sit under the HVNL. Insurance does not replace compliance, but a breach can affect how a claim is handled. Our guides on the HVNL and truck insurance and on chain of responsibility explain the link.
In Queensland, Compulsory Third Party (CTP) insurance is paid with your vehicle registration. CTP covers injuries to other people caused by your vehicle. It does not cover damage to your truck, to other vehicles or to property. That is the job of a commercial motor policy. Our guide to CTP versus comprehensive cover for heavy vehicles sets out the difference.
Storms and flooding can close roads and damage trucks parked in depots and yards. Check how your policy treats storm and flood damage, where the truck is garaged overnight, and whether there are limits on cover during declared events. Our Queensland truck insurance guide covers wet season risks and long runs in more detail.
Covers accidental damage to your truck, theft, and your legal liability for damage to other people’s vehicles and property, subject to the policy terms.
A step down from comprehensive, covering fire and theft of your truck plus your liability for damage you cause to others.
Covers your legal liability for damage to other people’s vehicles and property, but not damage to your own truck.
We work with single-truck owner-drivers, subcontractors working for head contractors, family transport businesses and larger fleets. Common truck types include prime movers, semi-trailers, rigid trucks, refrigerated trucks, tilt trays, tow trucks and dump trucks.
For combined truck and machinery operations, see our guide to truck and plant insurance in Brisbane.
Send your details online or call our Brisbane office. A broker will review how your trucks are used, compare options across our network of insurers and explain the differences so you can decide.
Stirling set up Insuregroup in 2014 after many years as an insurance underwriter and broker. He oversees the day-to-day broking, negotiates with insurers for clients and helps with claims, for everyone from single-truck owner-drivers to large fleets of trucks and heavy plant.
Insuregroup have been very professional and prompt in dealing with the management of our insurances for the last 3 years.
Yes. Insuregroup's office is at 18/333 Ann Street, Brisbane City. We arrange truck insurance for operators in Brisbane, South East Queensland and across Australia, by phone, online or in person.
No. In Queensland, CTP is paid with your registration and covers injuries to other people caused by your vehicle. Damage to your truck, other vehicles or property needs a commercial motor policy.
Yes. Tell us the routes and states your trucks travel through so the policy is rated for that use. Interstate trucks are still subject to the Heavy Vehicle National Law in the states where it applies.
Tell us what you run and how you run it. We review the options across our insurer panel and come back with cover that fits — usually inside one business day.
