What Is an Insurance Excess? The Excesses on Truck and Plant Policies
There is rarely just one excess. Knowing which ones stack, and when, is what stops a surprise at claim time.
Insurance Insights
Insurance insights
Plain-English writing on truck, plant and business insurance — what cover actually responds to, what trips operators up, and what changes at renewal.
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Underinsurance and the Co-Insurance Clause: The Maths Most Businesses Miss
Insuring for less than the replacement cost does not just cap a total loss. On many policies it reduces every partial claim as well.
Is Your Trailer Covered by Your Truck Policy?
Attached, unhitched, borrowed or subcontracted — a trailer's cover changes with each, and so does who pays.
CTP vs Comprehensive for Heavy Vehicles: What Registration Actually Covers
Registration buys injury cover and nothing else. Everything that gets damaged is a separate policy.
Forklift Insurance: Is Your Forklift Covered Under Business Insurance?
A forklift is a vehicle, a machine and a lifting device at once — which is exactly why it slips between policies.
Crane and Hiab Insurance: Lifting Liability Explained
Standard liability covers what you damage — except, very often, the thing on the hook.
Truck and Plant Insurance in Brisbane: A Local Operator’s Guide
South East Queensland brings its own weather, its own registration rules and its own site requirements. Here is what that means for cover.