Public Liability Limits for Contractors: $5m, $10m or $20m?
The limit is not a guess. It is set by your contracts, your work and the worst realistic day — and the jump from $10m to $20m is…
Insurance Insights
Insurance insights
Plain-English writing on truck, plant and business insurance — what cover actually responds to, what trips operators up, and what changes at renewal.
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Do Sole Traders Need Public Liability Insurance in Australia?
It is rarely required by law. It is almost always required by whoever is paying you — and as a sole trader, your personal assets are what sits…
What Insurance Do You Need to Start a Trucking Business?
The first truck is the easy part. This is the cover a new operator needs before the first load moves.
Excavator Insurance Costs: What Drives the Premium
Two identical excavators can price very differently. The work, the sites and the hire arrangements matter more than the machine.
Group Personal Accident Insurance
If your business employs, engages or places a ‘workforce’ these PEOPLE are your business’ most valuable asset – without them, your organisation would soon cease to operate and…
Market Value vs Agreed Value Insurance Coverage Explained
When it comes to choosing the right plant equipment or truck insurance, one of the most important decisions you’ll make is whether to insure your vehicle for market…
Workers Compensation vs Income Protection: What Self-Employed Australians Should Know
For many employees in Australia, workers compensation insurance is arranged by their employer. But what if you’re self-employed, a tradesperson, contractor or business owner?
Heavy Vehicle National Law (HVNL): What IT Means for Truck Insurance in Australia
For every heavy vehicle operator in Australia, Heavy Vehicle National Law (HVNL) sits in the background of daily decisions. It shapes how work is scheduled, how fatigue is…
Steadfast Home and Contents Insurance
Through our affiliation with the ASX listed Steadfast Insurance, we have access to a new home and contents cover with great pricing!
Workers Compensation Insurance in Western Australia: What Employers Need to Know
If you operate a business with employees in Western Australia, workers compensation insurance is generally a legal requirement. Employers must hold a workers compensation policy to cover workers…