Product Disclosure Statements

Blend Personal Accident & Sickness Insurance PDS

Download the Blend Personal Accident & Sickness Insurance Product Disclosure Statement and policy wording.

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Product Disclosure Statements
Blend Personal Accident & Sickness Insurance PDS

This is the Product Disclosure Statement (PDS) and policy wording for Blend Personal Accident & Sickness Insurance. The policy is underwritten by the Australia branch of Allied World Assurance Company, Ltd and issued and administered by Blend Insurance Solutions Pty Ltd as Allied World’s agent.

Download the PDS

Blend Personal Accident & Sickness Insurance PDS (PDF, 463 KB)

Insurer: Allied World Assurance Company, Ltd (Australia branch)
Issued by: Blend Insurance Solutions Pty Ltd
Document number: BLEND.IPA.0925
Date of preparation: 1 September 2025

What the document covers

Important information: the cost of the policy, cooling-off period, your duty to take reasonable care, how to notify a claim, complaints and privacy
Selecting your cover, a summary of benefits and exclusions, and definitions
Weekly benefits for accidental injury, sickness, spouse/partner care and fixed business expenses
Lump sum benefits, including fractured bones and loss of or damage to teeth
Other benefits: coma, tuition or advice, independent financial advice, modification, funeral, lifestyle protection and family protection
General exclusions and general provisions

Looking for cover? See our personal accident insurance page or request a quote.

Questions about your policy

Please read the PDS carefully to make sure the cover suits your needs. Your policy schedule shows the benefits, waiting period and amounts that apply to you. If you have any questions about the PDS or your cover, call us on 1300 983 940 or email hello@insuregroup.com.au.

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Blend Personal Accident & Sickness Insurance PDS enquiry

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What do you construct? *This one is needed before we can quote.

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How many employees in your business? (Including working directors/owners) *This one is needed before we can quote.

How many items are you looking to insure? *This one is needed before we can quote.

Please describe the trucks / trailers / machinery / vehicles you are looking to insure *Include as much detail as possible: YEAR, MAKE, MODEL, REGO (if available) and VALUE EXCLUDING GST for each item, plus the item TYPE, such as prime mover, crane, excavator, tipper truck or skip truck.Please describe the items you want insured, including each item's value excluding GST.

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Please advise who your insurer is *This one is needed before we can quote.

Please advise the insurance status of the above items *This one is needed before we can quote.

Do you have insurance on any other similar items currently? *This one is needed before we can quote.

Have you held insurance on any other similar items in the last 3 months? *This one is needed before we can quote.

Do you intend to dry hire (without operator) any of these items in the next 12 months? *This one is needed before we can quote.

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire? *This one is needed before we can quote.

Do you need a quote for public liability insurance? *This one is needed before we can quote.

Do you need a quote for carriers / load insurance? *This one is needed before we can quote.

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old (adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months? *This one is needed before we can quote.

Have you or any partners or directors ever been declared bankrupt in the last 10 years? *This one is needed before we can quote.

Have you or any partners/directors had any policies cancelled/declined or special terms imposed? *This one is needed before we can quote.

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years? *This one is needed before we can quote.

In the past 5 years have you or any of your drivers had: any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter? *This one is needed before we can quote.

How urgent is the insurance? *This one is needed before we can quote.

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If you have the purchase invoice for the items or any documents relevant you can upload them hereMax. file size: 128 MB.This one is needed before we can quote.

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We reply on the next business day. Prefer to talk it through? Call 1300 983 940.