Product Disclosure Statements

CGU Steadfast SCTP Commercial Motor Vehicle PDS

Download the CGU Commercial Motor Vehicle Insurance Product Disclosure Statement and Policy (Steadfast SCTP wording).

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Product Disclosure Statements
CGU Steadfast SCTP Commercial Motor Vehicle PDS

This is the Product Disclosure Statement (PDS) and policy for CGU Commercial Motor Vehicle Insurance (Steadfast SCTP wording), issued by CGU Australia Pty Ltd trading as CGU Insurance and available exclusively through Steadfast brokers such as Insuregroup.

Download the PDS

CGU Steadfast SCTP Commercial Motor Vehicle PDS (PDF, 307 KB)

Insurer: CGU Australia Pty Ltd trading as CGU Insurance
Document number: CID0412 REV2 10/25
Date of preparation: 1 October 2025

What the document covers

Important information: who the insurer is, the cooling-off period, how to apply, how to make a claim, excesses, the cost of the insurance, privacy, the General Insurance Code of Practice, complaints and taxation
Your policy and general definitions
Section 1: Own Damage, and its exclusions
Section 2: Third Party Property Damage Liability, and its exclusions
Additional benefits, exclusions and general conditions that apply to both sections
Making a claim and how a claim payment is calculated, with worked examples

Looking for cover? See our commercial vehicle insurance and truck insurance pages or request a quote.

Questions about your policy

Please read the PDS carefully to make sure the cover suits your needs. Your policy schedule shows the cover, sums insured and excesses that apply to you. If you have any questions about the PDS or your cover, or need to make a claim, call us on 1300 983 940 or email hello@insuregroup.com.au.

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CGU Steadfast SCTP Commercial Motor Vehicle PDS enquiry

Send the details and a broker will come back to you on the next business day.

Thanks — your request is with us. A broker will call you back on the next business day. Need cover sooner? Call 1300 983 940.

Name *

This one is needed before we can quote.

Phone *This one is needed before we can quote.

Email *This one is needed before we can quote.

Do you have an active ABN? *This one is needed before we can quote.

Please advise your ABN *This one is needed before we can quote.

Please select your occupation *This one is needed before we can quote.

What do you transport? *This one is needed before we can quote.

What do you construct? *This one is needed before we can quote.

Do you transport dangerous goods? *This one is needed before we can quote.

Do you transport refrigerated? *This one is needed before we can quote.

What sort of tradesman are you? *This one is needed before we can quote.

What do you manufacture? *This one is needed before we can quote.

What sort of drilling do you do? *This one is needed before we can quote.

Please describe your occupation *This one is needed before we can quote.

How many employees in your business? (Including working directors/owners) *This one is needed before we can quote.

How many items are you looking to insure? *This one is needed before we can quote.

Please describe the trucks / trailers / machinery / vehicles you are looking to insure *Include as much detail as possible: YEAR, MAKE, MODEL, REGO (if available) and VALUE EXCLUDING GST for each item, plus the item TYPE, such as prime mover, crane, excavator, tipper truck or skip truck.Please describe the items you want insured, including each item's value excluding GST.

Did you include the ex gst value of the items in the description above? *This one is needed before we can quote.

Where are these items mostly garaged/stored? *Street address, suburb, state and postcode.This one is needed before we can quote.

Are you currently insured for any of the above items? *This one is needed before we can quote.

Are you with an insurer directly or with an insurance broker? *This one is needed before we can quote.

Do you know who your insurer is? *This one is needed before we can quote.

Do you know who your insurer is? (not the broker) *This one is needed before we can quote.

Please advise who your insurer is *This one is needed before we can quote.

Please advise the insurance status of the above items *This one is needed before we can quote.

Do you have insurance on any other similar items currently? *This one is needed before we can quote.

Have you held insurance on any other similar items in the last 3 months? *This one is needed before we can quote.

Do you intend to dry hire (without operator) any of these items in the next 12 months? *This one is needed before we can quote.

Will you ensure to have a hire rental agreement / formal terms and conditions for the dry hire? *This one is needed before we can quote.

Do you need a quote for public liability insurance? *This one is needed before we can quote.

Do you need a quote for carriers / load insurance? *This one is needed before we can quote.

Have you or any of your operators/drivers or subcontractors had any criminal convictions which are less than 10 years old (adult), 5 years old (juvenile) or if outside of these years any convictions that have had a prison sentence greater than 30 months? *This one is needed before we can quote.

Have you or any partners or directors ever been declared bankrupt in the last 10 years? *This one is needed before we can quote.

Have you or any partners/directors had any policies cancelled/declined or special terms imposed? *This one is needed before we can quote.

Have you (company and/or director), or any person who will drive any of your vehicles / plant had any motor claims or accidents in the last 5 years? *This one is needed before we can quote.

In the past 5 years have you or any of your drivers had: any license suspended, cancelled or amended to provisional; or any alcohol or drug conviction; or any dangerous driving offence; or any offence involving or interfering with a speed limiter? *This one is needed before we can quote.

How urgent is the insurance? *This one is needed before we can quote.

How did you hear about Insuregroup? *This one is needed before we can quote.

If you have the purchase invoice for the items or any documents relevant you can upload them hereMax. file size: 128 MB.This one is needed before we can quote.

Would you like to make any further comments before submitting the request? We will send you an email as soon as possible. *This one is needed before we can quote.

Please enter your comments/requests here *This one is needed before we can quote.

We reply on the next business day. Prefer to talk it through? Call 1300 983 940.