Insuregroup arranges truck insurance for owner-drivers, fleets and transport businesses in Melbourne and regional Victoria. We look at how and where your trucks run, from port and metro freight to interstate work, and compare cover options across our network of insurers.
Insuregroup is a specialist truck and heavy vehicle insurance broker that arranges cover for transport businesses across Australia, including owner-drivers and fleets based in Melbourne and regional Victoria. We work with Victorian operators by phone and online from our Brisbane office. We look at how your trucks are actually used, then compare options across our network of insurers.
For national and interstate operations, see our main truck insurance Australia page. For a closer look at port, metro and overnight parking risks, read our guide Truck Insurance Melbourne: Port, Metro and Overnight Risks.
The mix of work in and around Melbourne shapes the risks insurers look at:
Victoria applies the Heavy Vehicle National Law (HVNL), which the National Heavy Vehicle Regulator (NHVR) administers for vehicles over 4.5 tonnes gross vehicle mass. Access permits for Victorian roads are handled through the NHVR portal. Compliance with fatigue, mass, dimension and speed rules can affect how a claim is assessed. Our guide on the HVNL and truck insurance explains the link.
In Victoria, the Transport Accident Charge is paid with vehicle registration and funds the Transport Accident Commission (TAC), which pays for treatment and support for people injured in transport accidents. It does not cover damage to your truck, to other vehicles or to property. That needs a commercial motor policy. Our guide to compulsory third party versus comprehensive cover explains the difference.
Insurers usually ask where the truck operates and how far from base it travels. A truck declared for metro work that regularly runs interstate may not be rated for that use. Declare regular long runs and the states you travel through.
Covers accidental damage to your truck, theft, and your legal liability for damage to other people’s vehicles and property, subject to the policy terms.
Covers fire and theft of your truck plus your liability for damage you cause to others.
Covers your legal liability for damage to other people’s vehicles and property, but not damage to your own truck.
We work with owner-drivers, subcontractors, family transport businesses and larger fleets running container, general freight, construction, agricultural and refrigerated work. Our comparison of linehaul and metro delivery risks is a useful starting point.
Send your details online or call us. A broker will review how and where your trucks run, compare options across our network of insurers and explain the differences so you can decide.
Stirling set up Insuregroup in 2014 after many years as an insurance underwriter and broker. He oversees the day-to-day broking, negotiates with insurers for clients and helps with claims, for everyone from single-truck owner-drivers to large fleets of trucks and heavy plant.
Insuregroup have been very professional and prompt in dealing with the management of our insurances for the last 3 years.
No. In Victoria the Transport Accident Charge is paid with registration and funds support for people injured in transport accidents. Damage to your truck, other vehicles or property needs a commercial motor policy.
Yes. Victoria applies the Heavy Vehicle National Law, which the National Heavy Vehicle Regulator administers for vehicles over 4.5 tonnes gross vehicle mass.
No. Our office is in Brisbane, and we work with Victorian operators by phone and online.
Tell us what you run and how you run it. We review the options across our insurer panel and come back with cover that fits — usually inside one business day.
