Equipment Finance Insurance: What Your Financier Requires
The loan and the policy are two contracts that have to agree with each other. Where they disagree, the business usually carries the difference.
Insurance Insights
Insurance Insights
Plain-English writing on truck, plant and business insurance — what cover actually responds to, what trips operators up, and what changes at renewal.
How a Business Interruption Claim Is Calculated
A business interruption claim is an accounting exercise as much as an insurance one. How the loss is worked out, who works it out, and what you need…
Bus Insurance: Charter, School, Tour and Community Buses
A bus carries people, not freight, and that changes how the cover is built. How passenger liability, agreed value and replacement vehicles fit together.
Small Strata Insurance: Duplexes and Two-Lot Schemes
Two owners, one roof and often no strata manager. How small schemes insure the building, and what goes wrong when the arrangement is informal.
Telehandler Insurance and EWPs: Tip-Overs, Loads and Hire
Telehandlers, scissor lifts and boom lifts all earn their keep through reach, and the claims tend to come from that reach. How to set up cover for owners…
Landscaper Insurance: Liability, Plant, Chemicals and Tools
A landscaper digs near buried services, throws stones with a mower and sprays near someone's roses, sometimes in the same week. How the cover needs to fit.
Truck Insurance NSW: Greenslips, Sydney Traffic and Routes
In NSW the greenslip and the truck policy are two separate purchases doing two different jobs. What each one handles, and what Sydney work does to the risk.
Plant Hire Insurance: Contracts, Conversion and Downtime
A hire fleet earns its money out of your sight. How the hire contract and the policy work together when a machine comes back damaged, or does not…
Strata Office Bearers’ Liability and Fidelity Cover
Strata committee members make decisions about other people's money and property, usually unpaid. How office bearers' liability, fidelity cover and voluntary workers cover protect them.
Concreter Insurance: Liability, Slabs, Pumps and Tools
Concrete goes where it is not wanted, sets before anyone notices and costs a lot to remove. How concreters and formworkers set up cover around that.