How Truck Downtime Can Disrupt Contracts and Cash Flow
Every transport operator knows trucks don’t stay on the road forever. Breakdowns happen. Accidents happen. Parts get delayed. What isn’t always obvious is how quickly one truck off…
Insurance Insights
Insurance insights
Plain-English writing on truck, plant and business insurance — what cover actually responds to, what trips operators up, and what changes at renewal.
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How a Broker Can Support You Through a Claim
Most businesses don’t spend much time thinking about their broker once cover is in place. That tends to change pretty quickly once there’s a claim that needs to…
CGU Home & Contents Insurance: Local, Monitored and Securitel Alarms
A monitored back to base sounds when triggered and dials out to a security company or emergency service. A discount applies to the policy premium.
Insurance Considerations for Custom Trailers and Attachments
Very few trailers stay exactly the way they left the factory. That’s simply the nature of transport. As contracts change and businesses grow, trailers are modified to suit…
What to Do Immediately After a Truck Accident to Protect Your Claim
When a truck accident occurs, the immediate focus is usually on safety, traffic disruption and getting the vehicle moved. However, what happens in the minutes and hours that…
CGU Home & Contents: What is the Difference Between Buildings and Contents?
We’re specialist insurance brokers for contractors operating in the earthmoving, transport or civil construction industries. Companies with trucks and heavy equipment integral to their operations.
What Is Insurance Premium Funding?
Many commercial insurance policies are still payable annually, which can create a large upfront expense at renewal. For businesses running fleets, plant, property or liability cover, those premiums…
Whats Included in the Plant and Equipment Operators Package
Insuregroup Operators Package What’s Available in the Operators Package? Comprehensive machinery or vehicle insurance – comes in two forms, cover for the vehicle or machine itself…
Chain of Responsibility in Heavy Vehicle Legislation: Truck Insurance Implications
Chain of Responsibility (CoR) is now firmly embedded in Australia’s heavy vehicle framework. For operators, that means accountability extends well beyond the driver’s seat.
Insurance Risk Checklist
Section 1 – Asset Risk Protection ClassBrief Description Accidental DamageLoss or damage to property due to an accidental cause. Aviation HullLoss of or damage to aircraft…